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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,949 reviews, last reviewed 18th May 2026
2725850% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth experience My experience with PayPal has been smooth and reliable. Transactions are quick, secure, and easy to manage. PayPal is very user‑friendly. Sending and ... Read more Reviewed on: 18th May 2026
Damilola E's avatar
Damilola E

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026
Jack M's avatar
Jack M
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (109949)

Easy and Understandable

5
Easy to use and understand.Very straight forward to pay for bills and payment.I would highly recommend this to all my friends. One of the easiest payment method available. Reviewed on: 29th April 2026
CMSK80's avatar
CMSK80

All is good l

5
All is good specially customer service Reviewed on: 29th April 2026
Asif M's avatar
Asif M

Easy and quick

5
So easy to move money and quickly. always keep you updated with any changes and updates. The app is very easy to use. Reviewed on: 29th April 2026
Jessica K's avatar
Jessica K

Easy, Flexible & Innovative

5
Easy to use and widely accepted credit, with flexible pay options, I originally got for ebay purchases however have ended up using it mostly online in place of a credit card. The new option for a virtual card is a good idea for the few places that don't just accept paypal payment directly. Reviewed on: 29th April 2026
McBrer's avatar
McBrer

I have used PayPal and PayPal credit for years and y...

5
I have used PayPal and PayPal credit for years and years now and have never had an issue! I always have an easy time using it and happy with the service! Reviewed on: 29th April 2026
Aimee C's avatar
Aimee C

Buyer Protection

5
PayPal gives the buyer security when purchasing and money back guarantee particularly when shopping with oversea vendors Reviewed on: 29th April 2026
Hannah k's avatar
Hannah k

Very easy to use and navigate.

5
Very easy to use and navigate. Making claims extra payment and disputes are all very easy to do. I would recommend to everyone and anyone Reviewed on: 29th April 2026
Samia N's avatar
Samia N

I've always managed well with PayPal and use it as m...

5
I've always managed well with PayPal and use it as my preferred site when paying for certain purchases especially if I have not use retail site before Reviewed on: 29th April 2026
Sandra f's avatar
Sandra f

Late payment account being resolved.

5
When I had my concerns about my PayPal account,it was easy to talk to an agent and he had an excellent customer service and answered my queries which I was worried about. The good thing that still exist in PayPal is that they have someone you can talk with some issues related to your account,not an autobot or chat bot. I have nothing against AI but it is a overall wonderful experience,I.just hope that PayPal would keep there customer service agent in place and not be replaced by AI chatbot or chatbox. Reviewed on: 29th April 2026
Phoebe P's avatar
Phoebe P

Very good service and easy to use.

5
Very good service and easy to use. Reviewed on: 29th April 2026
Gem M's avatar
Gem M

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