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PayPal: PayPal Credit reviews

4.90
Based on 109,985 reviews, last reviewed 18th May 2026
2727350% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

BEST FINANCIAL SERVICE! PayPal have allowed me yo take back control of my finances & I now have a positive rating in my credit score & that continues to grow. I love PAYPAL, ... Read more Reviewed on: 18th May 2026
Cheryl G's avatar
Cheryl G

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026
Jack M's avatar
Jack M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109985)

PayPal has been very helpful in every way.

5
PayPal has been very helpful in every way... The staffs should keep on the good and wonderful job they are all doing.. Reviewed on: 29th April 2026

Paypal is my go to

5
I have used PayPal for many years now. Excellent service and ways to use and pay back. Reviewed on: 29th April 2026

Prompt to respond to queries.

5
Prompt to respond to queries. Prompt to respond to queries. Also able to see what is going on with your payments through the quick updates. Reviewed on: 29th April 2026

A trustworthy pal

5
The easiest platform to use for payments: safe, flexible and reliable. Reviewed on: 29th April 2026

PayPal app is very easy and friendly to use

5
PayPal app is very easy and friendly to use Reviewed on: 29th April 2026

It ok . Fast payment

5
It ok . Very fast payment. But sometimes hard contact to support Reviewed on: 29th April 2026

PayPal - a shopaholic's best friend

5
Paypal has been my go-to online payment platform for years and it's only gotten better with age. From PayPal Credit to PayPal+, I feel positively spoiled with choice in how I can make my money go further. I've even recently requested a PayPal credit card so I can use it on the go. I can't imagine ever walking away from the sheer scope of options they offer. Reviewed on: 29th April 2026

I always use PayPal when I can it's easy to use.

5
I always use PayPal when I can it's easy to use. Reviewed on: 29th April 2026

Easy to use, accepted in most places, and flexible p...

5
Easy to use, accepted in most places, and flexible payment options. Excellent! Reviewed on: 29th April 2026

I love PayPal.

5
I love PayPal. It is super convenient and easy to use. Love all the different payment options. Very flexible. Designed around any budget . Then there is now PayPal+. They really are great. I have utilised the pay in 3 option on many occasions and it is so good, especially for any large unexpected purchases. It does help. Reviewed on: 29th April 2026

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