Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 110,021 reviews, last reviewed 18th May 2026
2729050% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love the feeling of security. I love the feeling of security. When things go wrong refunds are swift. Buying using PayPal or even just splitting the bill is simple and hassle free. Reviewed on: 18th May 2026
Ellen Couch's avatar
Ellen Couch

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026
Jack M's avatar
Jack M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (110021)

So easy to use and will continue to use paypal

5
So easy to use and will continue to use paypal Reviewed on: 29th April 2026

Has made my buying experience simple and reliable

5
Has made my buying experience simple and reliable Reviewed on: 29th April 2026

It’s good.

4
It’s good. Simple to use & can use credit Reviewed on: 29th April 2026

I’ve had PayPal for many years now and honestly it’s...

5
I’ve had PayPal for many years now and honestly it’s my number one go to when I’m making payments. I feel at peace and secure whilst using PayPal. And don’t get me started on the interest free 3 instalments payment!! The best thing for real Reviewed on: 29th April 2026

Feel safe paying with PayPal

5
I feel confident and safe paying with PayPal and it's the easiest way to pay. Reviewed on: 29th April 2026

I use paypal for EVERYTHING!

5
I use paypal for every online payment that i want to make sure go through effectively and securely Reviewed on: 29th April 2026

Brilliant rates excellent offers no complaints

5
Brilliant rates excellent offers no complaints Reviewed on: 29th April 2026

Fantastic service

5
Fantastic overall, from the customer service to the actual service Reviewed on: 29th April 2026

Great, so many places take paypal.

5
Great, so many places take paypal. Reviewed on: 29th April 2026

Experienced and professional

5
Experienced and professional staffs, PayPal is a reliable and widely supported payment service that’s especially good for everyday online purchases and simple money transfers. Reviewed on: 29th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 52027 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3719 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 83 reviews
    PayPal
    View all products