Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 110,061 reviews, last reviewed 18th May 2026
2730700% increase in 5 star reviews
in the past 90 days
8050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Security unmatched Papal has been my main source of payments for online purchases as the security level for purchases is unmatched Reviewed on: 18th May 2026
Emma S's avatar
Emma S

Latest lowest rating:

1

Taking credit limits off of people pushing their acc... Taking credit limits off of people pushing their accounts into debt is disgraceful Reviewed on: 18th May 2026
Stacey M's avatar
Stacey M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (110061)

Freedom, Flexibility and then some...

5
Love the freedom and flexibility that the PayPal accounts offer. Offers so mich more than day to day credit. Also I feel my transactions are secure and protected which gives me reassurance. Reviewed on: 29th April 2026
S S's avatar
S S

Transparent and smooth

5
Very transparent and straight foward options to repay your balance. Reviewed on: 29th April 2026
Marco 's avatar
Marco

Brilliant paypal

5
I have been with paypal for quite a few years there has been some problems along the way but the problems have always been resolved by customer service quickly what more could i say. I have tried some of the competitors but hve always prefered paypal for there customer service. Reviewed on: 29th April 2026
MH's avatar
MH

Very easy to use, customer care is very good.

5
Very easy to use, customer care is very good. Regularly use the 0% interest over 4 months for larger purchases and pay in 3 instalments when available for smaller purchases Reviewed on: 29th April 2026
Sandra R's avatar
Sandra R

Excellent service

5
Never an issue with PayPal, I always feel my money and security is safe. Reviewed on: 29th April 2026
Stebro's avatar
Stebro

Excellent app and users friendly

5
Excellent app and users friendly Reviewed on: 29th April 2026
Rajakumar's avatar
Rajakumar

Paypal always there when you need them

5
I feel that paypal is always there when you need them. Helpfull always keeps you updated. Easy to use. Perfect rate's. Never let you down. Reviewed on: 29th April 2026
Anita R's avatar
Anita R

Always fantastic 100

5
Always fantastic, makes everything easy. Couldn’t live without it. A gift from God. Reviewed on: 29th April 2026
Storm's avatar
Storm

Great experience and fast response

5
Great experience and fast response Reviewed on: 29th April 2026
Florina's avatar
Florina

More flexibility with PayPal credit

5
PayPal Credit give me more flexibility to pay my purchases and it's very convenient since most of the online merchandise are affiliated with PayPal payment method. Reviewed on: 29th April 2026
Gaizen's avatar
Gaizen

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill