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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180928 reviews)

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4.73

Based on 180,913 reviews, last reviewed 17th Jul 2026

328% increase in 5 star reviews

in the past 90 days

402% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

Working Dad

As a husband and dad, every pound has a purpose, so I genuinely value anything that makes managing money simpler rather than more complicated. PayPal has become one of those tools I rely on because it's quick, straightforward, and always easy to access from my phone. The app makes it effortless to keep track of spending, organize upcoming payments, and plan ahead without digging through bank statements or losing sight of the family budget. When larger purchases come along, the Pay in 3 option and the 0% credit for four months have been a real help, giving me the flexibility to spread the cost without paying silly amounts of interest. It means I can buy what my family needs at the right time while keeping our finances under control. In a world where everything seems to be getting more expensive, having a service that's simple to use, transparent, and genuinely designed to help you stay organized makes a real difference. Reviewed on: 7th July 2026

Fantastic

Will only ever use PayPal for payments, feeling of secure. Reviewed on: 7th July 2026

Ease of utility and great security, I buy a lot on l...

Ease of utility and great security, I buy a lot on line and this works really well Reviewed on: 7th July 2026

PayPal credit has helped me purchase items that may...

PayPal credit has helped me purchase items that may have been out of my price range on an affordable 0% interest free period to pay for it. Reviewed on: 7th July 2026

I love PayPal as you know everything is covered for...

I love PayPal as you know everything is covered for safe shipping on line Reviewed on: 7th July 2026

Never had a problem with PayPal, once had a retailer...

Never had a problem with PayPal, once had a retailers product never arrive with no response from them. Reported the issue to PayPal who swiftly stepped in and a refund was issued without any hassle Reviewed on: 7th July 2026

Stress free

Great at allowing me to spread the cost of high priced items at a stress free period of time Reviewed on: 7th July 2026

Life saver !!!

Paypal Credit has been a life saver when you have so many special events coming in at the same time and Don't want to scrimp PayPal credit give you the means to buy the perfect gift without the struggle being able to spread the cost over a period of time Reviewed on: 7th July 2026

PayPal review

Could not survive without PayPal Reviewed on: 7th July 2026

Simple but effective

Easy to use, good communication. Simple but effective way to purchase especially online. No issues at all Reviewed on: 7th July 2026

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