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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

Paypal an Excellent all round Service

I have used PayPal for a number of years and found the service very easy and simple to follow as a pensioner. If I have a query the staff have always been very helpful and resolved any problems. Always polite and helpful. Excellent customer service. Reviewed on: 7th July 2026

Used PayPal credit.

Used PayPal credit. And got on well. I would just like payment when you make it to clear of the card to be instant as it has a time delay Reviewed on: 7th July 2026

Best of beat

Best of the best number one of all Reviewed on: 7th July 2026

It has helped me increase my credit score .

It has helped me increase my credit score which was very beneficial to me . Offers given makes buying easier as well. Processes for applying were straightforward and easy to follow to my surprise and having a credit bank card substituting apple pay is manageable . Reviewed on: 7th July 2026

Excellent service

Excellent service, very accessible and convenient. Reviewed on: 7th July 2026

Better and better as time passed by!

I’m using PayPal for more than 15 years and they got better and better as time passes by. Reviewed on: 7th July 2026

5 stars PayPal

Good experience , excellent experience with PayPal Reviewed on: 7th July 2026

I am a single parent and i cant always afford to pay...

I am a single parent and i cant always afford to pay in full for stuff my son needs, paypal has been a god send to me over the years especially at xmas time I take advantage of the interest free for 4 month Reviewed on: 7th July 2026

Always using PayPal for so many years.

Always using PayPal for so many years. Reviewed on: 7th July 2026

PayPal credit helped me be able to afford to buy ess...

PayPal credit helped me be able to afford to buy essential items that I needed and had no money for at the time. Reviewed on: 7th July 2026

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