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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

Pay in 3 easy manageable payments is a game...

Pay in 3 easy manageable payments is a game changer Reviewed on: 7th July 2026

Great service from PayPal, had to make bigger pur...

Great service from PayPal, had to make bigger purchases before holiday and PayPal was great choice to spread that cost . Easy and competitive payment service. Highly recommend. Reviewed on: 7th July 2026

Great communication

I use the interest free pay in three , it’s an easy way to pay and you get reminders when money is due Reviewed on: 7th July 2026

Brilliant, easy to use and gives me the flexibility...

Brilliant, easy to use and gives me the flexibility I need Reviewed on: 7th July 2026

Quick, Easy & Reliable

PayPal makes online payments incredibly quick and easy. It’s secure, convenient, and accepted by so many retailers, which makes checkout hassle-free. I use it regularly and it’s become one of my favourite ways to pay. Reviewed on: 7th July 2026

Paypal money and credit.

Never a problem,so easy to use.Very handy Reviewed on: 7th July 2026

Great PayPal service

Excellent service always. Well done PayPal Reviewed on: 7th July 2026

Amazing feature

Very easy to use, great for when you need a little more time to pay back. Website set up is really straightforward and if any issues occur customer service is really helpful Reviewed on: 7th July 2026

So easy and convenient - love that you can pay later...

So easy and convenient - love that you can pay later or over time. Have used this so many times and it’s really helped me out when I’ve had big purchases to make. They’re also fantastic if you have any issues - never had a problem getting my money refunded. Reviewed on: 7th July 2026

I love how easy it is to use PayPal

I love how easy it is to use PayPal for purchases, and the different credit plans are really good for financial planning. Reviewed on: 7th July 2026

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