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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (173344)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Professional Staff that listens well and solve custo...

5
Professional Staff that listens well and solve customer issues. The Staff master the services offer and are able to answer questions and queries from this place of deep knowledge. My issue on billing was resolved satisfactorily. Reviewed on: 8th July 2026

Always use paypal

5
Staying safe online ...paypal trusted source Reviewed on: 8th July 2026

Great credit provider

5
Great credit provider and app is easy to use. Would recommend! Reviewed on: 8th July 2026

PayPal has never let me down

5
PayPal has never let me down, customer service is good and they resolve issues quickly Reviewed on: 8th July 2026

PayPal is reliable, secure and easy.

5
PayPal is reliable, secure and easy. Better than most banks. Reviewed on: 8th July 2026

Easy smart & informative way to pay

5
Gives a little extra than credit card or bank transaction with great incentives & deals. Reviewed on: 8th July 2026

Easy to use and manage payments when purchasing goods.

5
Easy to use and manage payments when purchasing goods. Initial interest free period handy for making larger value purchases. And additional month of interest free for purchases over £100 a great addition. Reviewed on: 8th July 2026

Can't get to speak to anyone or change my name...

3
Can't get to speak to anyone or change my name Reviewed on: 8th July 2026

Hastle free experience

5
Paypal offers a hassle free experience and it is easy to access and pay for your online shopping without having to add your credit. Reviewed on: 8th July 2026

Perfect credit system

5
PayPal credit has saved me many times, the 4 month 0% is very fair and enables me to manage my finances correctly Reviewed on: 8th July 2026

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