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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal are always friendly, approachable and listen...

PayPal are always friendly, approachable and listen to their customers. I feel confident about using their products and platforms as it is clear, simple and convenient. Reviewed on: 13th July 2026

Very easy to use!

Very easy to use! Connected to iphone so can be very accessible with security! Reviewed on: 13th July 2026

Never had any issues, good easy service with regular...

Never had any issues, good easy service with regular updates Reviewed on: 13th July 2026

I always use PayPal for online transactions especial...

I always use PayPal for online transactions especially if you are using an unfamiliar website as you know you are protected if something goes wrong Reviewed on: 13th July 2026

Excellent because you have the interest free repayme...

Excellent because you have the interest free repayment option. Also in my case in particular the fact that I can repay for my airline tickets by instalments is fantastic Reviewed on: 13th July 2026

Its good ive been using PayPal for years never had a...

Its good ive been using PayPal for years never had an issue Reviewed on: 13th July 2026

Simple and fast

Always a smooth transaction, easy to use never had any problems up to now with this platform Reviewed on: 13th July 2026

PayPal credit is a really important facility for me...

PayPal credit is a really important facility for me and I would recommend it over competitors as it’s easy to use and the application is finely tuned. I haven’t encountered any stuck pending payments as of now. Reviewed on: 13th July 2026

Brilliant highly recommended to family friends

Brilliant highly recommended and very helpful and easy to use Reviewed on: 13th July 2026

I was using PayPal credit for a long time,it's easy...

I was using PayPal credit for a long time,it's easy to add on to balabce for new items,Paying back the minimal allowed overtime was a great way to balance the books I eventually paid the balance owing back,but as an exercise of having what one needs at minimal repayment costs it was a beneficial one. Reviewed on: 13th July 2026

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