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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110090 reviews)

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4.90

Based on 110,090 reviews, last reviewed 18th May 2026

2732100% increase in 5 star reviews

in the past 90 days

8050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal offers great service Excellent service easy to understand regular updates clear payment options Reviewed on: 18th May 2026

Latest lowest rating:

1

Taking credit limits off of people pushing their acc... Taking credit limits off of people pushing their accounts into debt is disgraceful Reviewed on: 18th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110090)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

It’s just a fantastic way to borrow money safely

It’s just a fantastic way to borrow money safely Reviewed on: 15th May 2026

I love pay for me shoping with paypall

I love pay for me shoping with paypall Reviewed on: 15th May 2026

Excellent services.

Excellent services. Always on top to resolve any issues Reviewed on: 15th May 2026

Brilliant service!

Brilliant service! Great offers too. Always grab a bargain on here. Reviewed on: 15th May 2026

Everything usually runs smoothly without any problems

Everything usually runs smoothly without any problems Reviewed on: 15th May 2026

Paypal is deducting a lot when receiving money

Paypal is deducting a lot when receiving money Reviewed on: 15th May 2026

Very easy to use

Very easy to use. A little slow with reflecting usage and payments but still very handy compared to other platform Reviewed on: 15th May 2026

I found PayPal is more convenient than high street b...

I found PayPal is more convenient than high street bank for me. Recommended my friends few years ago to use PayPal. Since they using PayPal they thanked me. All credits goes to PayPal Reviewed on: 15th May 2026

My experience with PayPal was very frustrating.

My experience with PayPal was very frustrating. I used PayPal Pay in 3 to buy three home items. One item, the bed, was missing for weeks and the seller did not respond. PayPal kept telling me to wait, so I asked my bank for a partial chargeback only for the missing bed. Later, the bed was found because it had been delivered to a neighbour, so I informed PayPal and agreed to repay the refunded amount. However, PayPal then took the full payment for all three items directly from my bank account again. After a long dispute between PayPal, the seller, and the bank, I still lost almost £60. Very disappointing experience and poor customer support. Reviewed on: 15th May 2026

Complete peace of mind

Ive used paypal for a long time. I use it for the peace of mind. Reviewed on: 15th May 2026

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