Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

View other PayPal products

4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Speeds up check out and gives peace of mind about sa...

Speeds up check out and gives peace of mind about safety of payment Reviewed on: 29th May 2025

PayPal is brilliant

PayPal is brilliant its safe easy and never lets you down Reviewed on: 29th May 2025

PayPal is just lovely.

PayPal is just lovely. The customer service is top notch & they’re always willing to help. I’ve never faced any issues where they haven’t provided the best help they can. And it is super secure when it comes to being scammed by false companies. I would recommend any one use PayPal. Reviewed on: 29th May 2025

PayPal makes purchases easier and quick and pay in 3...

PayPal makes purchases easier and quick and pay in 3 is a great product. Reviewed on: 29th May 2025

So easy to set up so easy to use no hidden agenda an...

So easy to set up so easy to use no hidden agenda and what you see is what you get. Helpful as so many different ways to pay Reviewed on: 29th May 2025

Good cash cow.

Overall it is doing good. I will prefer to stick with. Reviewed on: 29th May 2025

Hugely useful payment method.

Hugely useful payment method. It allows me so split payments when necessary. Reviewed on: 29th May 2025

Over 5 years with pp credit

I have used PayPal credit for well over 5 years and it has been an enormous help to my life. Reviewed on: 29th May 2025

Simple, quick and secure way to purchase items.

Simple, quick and secure way to purchase items. I had a slight confusion with a purchase which customer services were happy to support with and easily explained and resolved. Reviewed on: 29th May 2025

PayPal credit fits my budget

Never had a problem with PayPal it's quick and easy to access. Can be used for almost anything you need. It is easy to check your balance and having a set limit doesn't let you get into debt. Reviewed on: 29th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Better Off Calculator
from Policy in Practice 4.77 from 400 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.00 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub