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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110173 reviews)

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4.90

Based on 110,173 reviews, last reviewed 18th May 2026

2735700% increase in 5 star reviews

in the past 90 days

8050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use, trustworthy, great! I find PayPal so easy to use and I have never had any problems when checking out using PayPal. If I have encountered any problems with purchases the c... Read more Reviewed on: 18th May 2026

Latest lowest rating:

1

Taking credit limits off of people pushing their acc... Taking credit limits off of people pushing their accounts into debt is disgraceful Reviewed on: 18th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110173)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy to use & navigate, makes purchasing easy, great...

Easy to use & navigate, makes purchasing easy, great to have the 4 month interest free, also the pay in 3 makes it more affordable to plan for purchases. Reviewed on: 16th May 2026

Very flexible and allows you to purchase things and...

Very flexible and allows you to purchase things and spread the cost with no interest. App is easy to use and keeps you up to date Reviewed on: 16th May 2026

I have never had to contact customer service or deal...

I have never had to contact customer service or deal with any problems Reviewed on: 16th May 2026

Reliable.

Never had an issue with paypal. Used for over 20 years. Reviewed on: 16th May 2026

Very quick and easy to use, would recommend to every...

Very quick and easy to use, would recommend to everyone Reviewed on: 16th May 2026

Simple to use and understand.

Simple to use and understand. You an easy purchase and make a payment Reviewed on: 16th May 2026

Just so helpful and there for you with any issues, k...

Just so helpful and there for you with any issues, kind and understanding. Reviewed on: 16th May 2026

Hi PayPal is the best for me I use it...

Hi PayPal is the best for me I use it a lot Reviewed on: 16th May 2026

Only ever had one usdue

The only negative I have regarding PayPal is the direct debit system. I like many more have everything set up by direct debit, but for some reason PayPal kept cancelling itself a D causing grief with interest that should never have been charged to my account. Reviewed on: 16th May 2026

Just got better with the years

I have been a costumer over 15 years and it is just so simple to use. PayPal Credit allows me to buy and pay back in 4 months without interest. This really a huge help to ensure my kids can have everything they need. Reviewed on: 16th May 2026

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