Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181029 reviews)

View other PayPal products

4.73

Based on 181,028 reviews, last reviewed 23rd Jul 2026

182% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181029)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great and always there to help with payment and refu...

Great and always there to help with payment and refunds Reviewed on: 13th July 2026

Great easy service, I wish more companies offered to...

Great easy service, I wish more companies offered to use PayPal Reviewed on: 13th July 2026

Great service and amazing staff

Great service. The customer service lines are amazing had no issues resolving my problem. Reviewed on: 13th July 2026

Consistently reliable application and purchase process.

Consistently reliable application and purchase process. App is flawless. Would certainly recommend to others and hope to continually use for some time. Reviewed on: 13th July 2026

Paypal is best platform I ever used.

Paypal is very handy and helpfull with some purchases. Great offers and very good customer service. Reviewed on: 13th July 2026

Good for payments

I don't do much as there's not regular incentives Reviewed on: 13th July 2026

Never had to contact customer services- the service...

Never had to contact customer services- the service just works. Easy to use, too. Reviewed on: 13th July 2026

Helpful service

Even when I had a misunderstand about the credit payments they clarified it and resolved the issue for me without penalty Reviewed on: 13th July 2026

PayPal is simplicity and control

PayPal is simplicity in use powerful in application and now an essential aspect of my everyday financial planning Reviewed on: 13th July 2026

Easy to use and great low interest payment options

Easy to use and great low interest payment options Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101201 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub