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PayPal: PayPal Credit reviews

4.90
Based on 110,203 reviews, last reviewed 19th May 2026
2737200% increase in 5 star reviews
in the past 90 days
8050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal a Very good campani and service PayPal a Very good campani and service Reviewed on: 19th May 2026
Ferragh's avatar
Ferragh

Latest lowest rating:

1

Taking credit limits off of people pushing their acc... Taking credit limits off of people pushing their accounts into debt is disgraceful Reviewed on: 18th May 2026
Stacey M's avatar
Stacey M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110203)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Paypal helps me manage my month to month spending.

5
Paypal help me manage my month to month spending. The pay in three option is a life saver and its also helped me improve my credit score Reviewed on: 16th May 2026

PayPal credit interest rate is a bit high

3
PayPal credit interest rate is a bit high Reviewed on: 16th May 2026

PayPal is a great service.

5
PayPal is a great service. PayPal has been a reliable and convenient way for me to manage online payments. I appreciate the strong security features. PayPal is a service I use regularly. Reviewed on: 16th May 2026

My pal in my wallet

5
Fast efficient and safe and protected way to pay for goods Reviewed on: 16th May 2026

Hi 5 for Paypal

5
PayPal is my absolute go-to for online shopping. The biggest benefit is security; I love that I can buy from new or independent websites without constantly exposing my credit card details. The checkout process is incredibly fast since it securely stores my shipping address, saving me from typing it out every time. I also use the 'Pay in 3' feature frequently to spread out the cost of larger purchases interest-free. It makes online shopping completely stress-free." Reviewed on: 16th May 2026

Best app and easy to use.

5
Great app and easy to use. Customer service always very helpful. My preferred way to pay. Love paypal Reviewed on: 16th May 2026

Overall I’m happy with PayPal , there is nothing to...

5
Overall I’m happy with PayPal , there is nothing to complain about, Reviewed on: 16th May 2026

Need more options to get you to your desired request...

5
Need more options to get you to your desired request quicker Reviewed on: 16th May 2026

I feel protected as a customer when using paypal.

5
I feel protected as a customer when using paypal. The service is excellent Reviewed on: 16th May 2026

Excellent service and easy to use and a benefit to b...

5
Excellent service and easy to use and a benefit to be able to split costs Reviewed on: 16th May 2026