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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I’ve been using PayPal for many years and never...

I’ve been using PayPal for many many years and never had an issue with them. On the rare occasion I’ve had to contact them the response as been timely and of great help Reviewed on: 13th July 2026

PayPal is so easy to use, a wide range of credit opt...

PayPal is so easy to use, a wide range of credit options and brilliant customer service Reviewed on: 13th July 2026

It always save me when ever I need some extra money.

It always save me when ever I need some extra money. Reviewed on: 13th July 2026

EXEEEEEEELENT!!

EXCELLENT PAYPAL!! STAY ON TOP!! Reviewed on: 13th July 2026

Been with pay pal for a long time very use full for...

Been with pay pal for a long time very use full for paying on line and now in a lot of stores Reviewed on: 13th July 2026

PayPal makes payment seamless and helps get things d...

PayPal makes payment seamless and helps get things done even when you're out of cash. With PayPal, you never walk alone. Reviewed on: 13th July 2026

Excelent service

Really good service can budget well with this credit, would recommend to family and friends. But you have to be strict about how you use it Reviewed on: 13th July 2026

Overall the experience I have with paypal is good.

Overall the experience I have with paypal is good. I've been using it as an alternative to send money abroad and for credits Reviewed on: 13th July 2026

Paypal is there for me, when, where and how I need it

Diverse main credit, stock credit, 0 % offers, installment offers. They provide cash back, debit cards, accepted in most places. Reliable and prompt customer service. They offer credit limit increases, low interest rates. Reviewed on: 13th July 2026

my go to for safe online payment

I love the safety that PayPal gives me when buying online and the new credit option makes it that I can keep that safety even on bigger purchase. Very easy to deal with! Reviewed on: 13th July 2026

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