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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181029 reviews)

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4.73

Based on 181,028 reviews, last reviewed 23rd Jul 2026

182% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181029)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use

A great help and really easy to use Reviewed on: 13th July 2026

Said I missed a payment when I hadn’t affected my cr...

Said I missed a payment when I hadn’t affected my credit score poorly even though I set the DD up multiple times. Would not use it again for this reason Reviewed on: 13th July 2026

It's always quick and easy to use.

It's always quick and easy to use. Reviewed on: 13th July 2026

I've had an excellent experience with PayPal Credit.

I've had an excellent experience with PayPal Credit. The application process was quick and straightforward, and I received a decision almost instantly. The flexibility to spread the cost of purchases has been incredibly helpful, especially for larger expenses. The online account management is easy to use, payments are simple to make, and everything is clearly laid out. I also appreciate the promotional interest-free offers on eligible purchases, which have helped me manage my finances more effectively when paid within the required period. Customer service has been responsive whenever I've needed assistance, and the overall experience has been reliable and hassle-free. I would highly recommend PayPal Credit to anyone looking for a convenient and flexible way to manage purchases responsibly. Reviewed on: 13th July 2026

Reliable .

Reliable . Good experience . Trustworthy . Helpful Reviewed on: 13th July 2026

Superb service, easy to use.

Superb service, easy to use. Simple to use the app too Reviewed on: 13th July 2026

incredibly user friendly

It was very easy to set up and then clear to understand the terms and conditions. It was also easy to review how much I needed to pay at all times with no nasty surprises! Reviewed on: 13th July 2026

Paypal is reliable.

Paypal is reliable. I have been using PayPal for years now to buy goods and services and noted that it is generally reliable and very cost effective to use. Paypal has added more products which i find much more beneficial to use Reviewed on: 13th July 2026

Easy to use, access is simple.

Easy to use, access is simple. Communication is friendly. You couldn't want for a better service. Reviewed on: 13th July 2026

Happy customer

I've been using PayPal for a few years now never had any issues myself Reviewed on: 13th July 2026

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