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PayPal: PayPal Credit reviews

4.73
Based on 181,074 reviews, last reviewed 28th Jul 2026
131% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026
Dean 's avatar
Dean

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181074)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent service and easy to use

5
I’ve had a great experience with PayPal Credit. The application process was quick and straightforward, and managing payments is simple. The app is easy to use, and transactions are smooth. Customer support has been helpful whenever I’ve needed assistance. Overall, it’s a convenient and reliable way to spread the cost of purchases. I would recommend PayPal Credit to anyone looking for a flexible payment option. Reviewed on: 13th July 2026

Its made so easy for me to buy my favourite gaming l...

5
Its made so easy for me to buy my favourite gaming laptop with low interest rate. Reviewed on: 13th July 2026

Excellent customer service

5
Every time I've had to cancel or chase an order the customer service has been excellent. Reviewed on: 13th July 2026

excellent, great for spreading costs

4
It doesn’t recognise me trying to get the virtual card despite keeping asking me to get one why is shouting but generally it’s very good. PayPal is allowed in a lot of places and allows me to budget if I need to spread the cost which is very useful. Reviewed on: 13th July 2026

Great way to send or receive money

5
Paypal is quick and very easy to understand. It is highly trustworthy and ensure payments are safe. Anyone can use it easily without any problems. It is great for both personal or professional transactions without any hassle. Reviewed on: 13th July 2026

Never a problem.

5
Never a problem. Always easy and quick. Reviewed on: 13th July 2026

I have few things to would like change in paypal...

5
I have few things to would like change in paypal Reviewed on: 13th July 2026

PayPal is great, it offers many easy to pay and many...

4
PayPal is great, it offers many easy to pay and many services! Reviewed on: 13th July 2026

I like the pay in 3 option and the pay later and the...

5
I like the pay in 3 option and the pay later and the security I get when using paypal to check out Reviewed on: 13th July 2026

Customer Happiness

5
Every step is really easy and quick. These make me happy and satisfied Reviewed on: 13th July 2026

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