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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,155 reviews, last reviewed 5th Oct 2026
75% decrease in 5 star reviews
in the past 90 days
73% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026
tank's avatar
tank

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181155)

The flexibility of being able to pay over interest 3...

5
The flexibility of being able to pay over interest 3 month has been a game changer for me in being able to afford goods without overspending in a single month Reviewed on: 7th July 2026
Stephanie M's avatar
Stephanie M

PayPal Credit made the purchase process simple, with...

5
PayPal Credit made the purchase process simple, with quick approval, flexible payments, and a smooth overall experience. Reviewed on: 7th July 2026
Daniel H's avatar
Daniel H

Very simple and easy to set up and use

5
Very simple and easy to set up and use Reviewed on: 7th July 2026
Ian P's avatar
Ian P

Very quick and efficient.

5
Very quick and efficient. Money transfers take seconds only Reviewed on: 7th July 2026
Neil's avatar
Neil

really easy to use

5
really easy to use on the app and going through the applcation, it kept me updated of what was happening and informed of next steps. Reviewed on: 7th July 2026
Louise m's avatar
Louise m

Easy to navigate the PayPal App, PayPal notification...

5
Easy to navigate the PayPal App, PayPal notifications are excellent keeping me updated in good time of payments due, their customer service experience is excellent they are polite friendly and well informed and do their utmost to resolve any issues. Reviewed on: 7th July 2026
Pauline F's avatar
Pauline F

There when i something quickly

5
There when I need to buy something quickly Reviewed on: 7th July 2026
Jan's avatar
Jan

Great stuff

5
Always great! Comes handy! Whether is a small amount or a larger sum. Reviewed on: 7th July 2026
Attila V's avatar
Attila V

everyday spending helps out as an option

5
everyday spending helps out as an option Reviewed on: 7th July 2026
Has H's avatar
Has H

Quick and easy to secure funds to make purchase.

5
Quick and easy to secure funds to make purchase. App easy and clear to show what is owed and what needs paid when. Reviewed on: 7th July 2026
Mhairi 's avatar
Mhairi

Review PayPal: PayPal Credit now

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