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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,942 reviews, last reviewed 15th May 2026
2633750% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use ! Easy to use ! Straightforward! No hidden fees or anything like that ! Reviewed on: 15th May 2026
A B's avatar
A B

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107942)

Easy to use faster and secure payments.

5
Easy to use faster and secure payments. Reviewed on: 27th April 2026
Salman Mansoor 's avatar
Salman Mansoor

Best financial app.

5
Best financial app on my device. Period. Ever. Credit or paying in elastic ways. Reviewed on: 27th April 2026
Michal Ciula's avatar
Michal Ciula

Fast, secure, and genuinely hassle-free

5
I’ve been using PayPal for years now, and it’s honestly one of those services you don’t fully appreciate until you need it—and then it just delivers every time. Payments are incredibly quick and straightforward, whether I’m shopping online, sending money to friends, or managing subscriptions. The interface is clean and easy to use, even if you’re not particularly tech-savvy. I also really value the added layer of security—it gives real peace of mind knowing your financial details aren’t being shared everywhere. Customer support has been reliable whenever I’ve needed it, and the buyer protection feature is a huge bonus. It’s saved me from a couple of dodgy purchases without any stress. Overall, it’s dependable, convenient, and just works exactly as it should. Highly recommended for anyone who wants a smooth and secure way to handle payments online. Reviewed on: 27th April 2026
Haden 's avatar
Haden

Always helpful when needed and quick to respond

5
Always helpful when needed and quick to respond Reviewed on: 27th April 2026
Kerry s's avatar
Kerry s

Best forbuyer protection.

5
I always use PayPal when I can for online purchases for the buyer protection it gives. Reviewed on: 27th April 2026
DG's avatar
DG

When you contact customer service they are very quick.

5
When you contact customer service they are very quick. Reviewed on: 27th April 2026
David 's avatar
David

Fast Payments and Solid Buyer Protection

5
PayPal has been a reliable and convenient payment method for me. Transactions are fast, and the buyer protection gives me peace of mind when shopping online. I’ve used it for years without any major issues. Definitely a useful service if you want an extra layer of security when paying on the internet. Reviewed on: 27th April 2026
Mariusz G's avatar
Mariusz G

Good good good good goooooooooooood

5
Good good good good goooooooooooood Reviewed on: 27th April 2026
Jordan V's avatar
Jordan V

Paypal is a great credit company and a god send.

5
Paypal is a great credit company. They help me all year round paying for thing either in 3 payments or credit. Without this I would struggle. Reviewed on: 27th April 2026
David s's avatar
David s

Reliable

5
Quick and reliable. I would recommend friends and family Reviewed on: 27th April 2026
Manzur A's avatar
Manzur A

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