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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107974 reviews)

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4.90

Based on 107,974 reviews, last reviewed 15th May 2026

2635150% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Only started using so haven’t got the hang of it... Only started using so haven’t got the hang of it Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107974)

Excellent.

Excellent. Plenty of options, quick and secure Reviewed on: 27th April 2026

Saviour in hard times

It helped me in hard times where I had no money and I had to use PayPal credit Reviewed on: 27th April 2026

Long time user

I have been using PayPal for many years and it is so easy to use. Everything is made clear and with the payment options they offer they have something for everybody. Reviewed on: 27th April 2026

PayPal credit good for my purchases

PayPal credit good for my purchases Reviewed on: 27th April 2026

Very Helpful

Helps me get things over time , during this cost of living crisis its invaluable Reviewed on: 27th April 2026

Paypal Is Good Option for Example Your Short On Fund...

Paypal Is Good Option for Example Your Short On Funds Because If You Spent more than £100 You Can Pay Upto 4months Before They put ApR. Reviewed on: 27th April 2026

Paypal credits gives you a chance to purchase goods...

Paypal credits gives you a chance to purchase goods with ease Reviewed on: 27th April 2026

4 months free interest!

4 months free interest is always a best selling point. I have used this feature a few times and it really takes the stresses away. Reviewed on: 27th April 2026

Great service,very clear with what is provided,no pr...

Great service,very clear with what is provided,no problems at all Reviewed on: 27th April 2026

Very easy to sort out.

Very easy to sort out. 0% on a lot of purchases which is good for when using to help build up credit. I always use PayPal for purchases as I find it is more secure than other methods and this day and age it makes you feel safe making a purchase. Reviewed on: 27th April 2026

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