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PayPal: PayPal Credit reviews

4.73
Based on 179,546 reviews, last reviewed 14th Jul 2026
571% increase in 5 star reviews
in the past 90 days
631% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026
Lorraine M's avatar
Lorraine M

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026
Ersan K's avatar
Ersan K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (179691)

Great service, highly recommended

5
Great service, highly recommended Reviewed on: 7th July 2026

Love the flexibility of PayPal.

5
Love the flexibility of PayPal. Lots of payment, credit and repayment-time options. PayPal has protected my payments against rogue sellers too. Top service. Highly recommended. Reviewed on: 7th July 2026

***** *****

5
PayPal credit.....great service. 5 stars Reviewed on: 7th July 2026

Streamlined and hassle free payments

5
Payal is a streamlined and accessible payment platform. It is far less cumbersome to use than my bank account app can be. Security authentification protocols can be frustrating. Paypals approach is both secure and quick. It is also very flexible with different payments options available such as pay in 3. Also of note is that their customer service is excellent. Not that I have needed to use it very often though that is. Very rare that I have issues and if i do it isn't down to Paypal themselves. In these days of overly complicated Authentification protocols, Paypal is a secure and efficient breath of fresh air. Reviewed on: 7th July 2026

Paypal credit was easy and fast to apply for.

5
Paypal credit was easy and fast to apply for. I received 4months 0% interest free on my first purchases. It takes a little while for payments to process if you make any direct debit or payments to pay card off. Love the card and stands out from others in my purse. Reviewed on: 7th July 2026

PayPal can make it happen

5
A great way to manage your money it’s the best way for those large purchases. PayPal can make it happen! Reviewed on: 7th July 2026

easy to use at the press of a button, used this serv...

5
easy to use at the press of a button, used this service a few times now great way to spred the cost of your purchaces Reviewed on: 7th July 2026

Real people

5
What I appreciate the most is the fact that for any issues you can actually talk to a person not a robot. Reviewed on: 7th July 2026

I use both immediate payments and Credit option

5
I use both immediate payments and Credit option to spread costs over 3/6 months. Simple use on web sites works for me. Reviewed on: 7th July 2026

easy to you use with different options to pay.

5
easy to you use with different options to pay. Great customer service when contacting via telephone Reviewed on: 7th July 2026

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