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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179715 reviews)

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4.73

Based on 179,546 reviews, last reviewed 14th Jul 2026

571% increase in 5 star reviews

in the past 90 days

631% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179726)

Highly recommend Paypal credit

PayPal credit has given me great flexibility, allowed me freedom to make purchases I couldn’t before, massively improved my quality of life and life experiences , doing things I couldn’t do before. PayPal credit has become my main payment form and feels safe and trusted. Would be great to extend the interest free repayment period however great having the current option too. Reviewed on: 7th July 2026

Regularly use when making big payments, the direct d...

Regularly use when making big payments, the direct debit keeps you paying the minimum and can pay off extra easily. All info is indentifiable of the app Reviewed on: 7th July 2026

You never know with PayPal Credit

PayPal Credit is good until you enter a dispute, you never know who they will favour even when the other party aren't in the right Reviewed on: 7th July 2026

Applying for credit is simple & straight forward, al...

Applying for credit is simple & straight forward, allowing someone like myself to purchase products that couldn't normally afford due to spreading payments. Reviewed on: 7th July 2026

Useful service with Interest free perks

No issues, easy to set up with a direct debit for repayment and the app shows everything you need to know. Reviewed on: 7th July 2026

Fantastic support and terms and conditions

Easy to deal with for any questions or concerns, excellent terms and conditions.. Prompt responses to application and have continued to use them going forward. Reviewed on: 7th July 2026

The best

Easy to use and very nice customer service Reviewed on: 7th July 2026

Always a great service!

Always a great service! Never had an issue they couldn't resolve. Reviewed on: 7th July 2026

Easy and good service

Bought flights with Ryanair able to spread the cost super easy had a great holiday as a result would recommend Reviewed on: 7th July 2026

Trouble fee credit plans.

Trouble fee credit plans. Easy to use and you always know where you are with the app. Reviewed on: 7th July 2026

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