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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Easy to apply, clear process.

Easy to apply, clear process. No hidden fees. Reviewed on: 7th July 2026

I have used PayPal regularly for online purchases,

I have used PayPal regularly for online purchases, sending and receiving payments, and managing transactions securely. I'm familiar with features such as linking bank accounts and cards, reviewing transaction history, handling refunds, and resolving payment issues through the Resolution Center. I value PayPal's security and ease of use and am comfortable navigating the platform. Reviewed on: 7th July 2026

Feel safe with PayPal

Never had any problems with them Reviewed on: 7th July 2026

I love PayPal credit be lost without it sometimes, h...

I love PayPal credit be lost without it sometimes, helps me out when buying larger things to easily pay over time Reviewed on: 7th July 2026

Easy to use ad any problems sortedquickly and effici...

Easy to use ad any problems sortedquickly and efficientlyTHe safest way to pay in my opinion Reviewed on: 7th July 2026

Use PayPal for almost everything, the credit is grea...

Use PayPal for almost everything, the credit is great for Christmas. Great to split bill with friends Reviewed on: 7th July 2026

Easy application process, easy app to you, convenien...

Easy application process, easy app to you, convenient reminders Reviewed on: 7th July 2026

Simple payments

Easy to access easy to navigate and easy to contact customer service makes paying friends and family simple also simplifies making or receiving payment for goods Reviewed on: 7th July 2026

There just really solid, and if theres any problems...

There just really solid, and if theres any problems they get sorted quick. Reviewed on: 7th July 2026

Very usefu way of shopping

Pay pal is is very useful for eigher paying over time along with the no interest option is a very good option. Reviewed on: 7th July 2026

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