Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108035 reviews)

View other PayPal products

4.90

Based on 108,035 reviews, last reviewed 16th May 2026

2637850% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

An excellent financial provider Only problem I have experienced is when l change of debit orders other than they are overall an excellent financial provider service. Reviewed on: 16th May 2026

Latest lowest rating:

2

My experience with PayPal was very frustrating. My experience with PayPal was very frustrating. I used PayPal Pay in 3 to buy three home items. One item, the bed, was missing for weeks and the selle... Read more Reviewed on: 15th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (108035)

Easy access to the app and credit, but no instant pa...

Easy access to the app and credit, but no instant payments Reviewed on: 27th April 2026

Easy in use, great offers

I’ve been using paypal credit account for a few years now and always happy with service Reviewed on: 27th April 2026

Very happy customer

Nothing really to tell it’s just excellent av never had problem I love it Reviewed on: 27th April 2026

PayPal are very easy to deal with and always helpful...

PayPal are very easy to deal with and always helpful when contacting customer services Reviewed on: 27th April 2026

Excellence is standard

Very good products easy to use and very clear on your repayment plan and very good customer service Reviewed on: 27th April 2026

PayPal has good communication, The app is easy to na...

PayPal has good communication, The app is easy to navigate. I always try to pay for on line purchases with pay pal for safety reasons and feel confident doing so.the offer of pay in 3 is also a great addition for products that are more expensive. Reviewed on: 27th April 2026

I love ot very easy to navigate and use

I love ot very easy to navigate and use Reviewed on: 27th April 2026

Easy reliable service, very simple to pay or receive...

Easy reliable service, very simple to pay or receive from money . Reviewed on: 27th April 2026

Convenient and Reliable

"I found PayPal Credit to be incredibly easy to use. Setting up my account was straightforward, and I appreciate the flexibility it offers, especially with options like 'Buy Now, Pay Later' and the ability to split payments into three different installments. This feature has made managing my finances much more convenient. Overall, I've had many excellent experiences using PayPal Credit." Reviewed on: 27th April 2026

PayPal money made easy.

PayPal offer excellent payment options for spreading the cost of purchases. The system is easy to use & any problems are resolved efficiently. Reviewed on: 27th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 4.31 from 27 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 51200 reviews
Payments
from PayPal 4.91 from 3716 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub