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PayPal: PayPal Credit reviews

4.73
Based on 179,546 reviews, last reviewed 14th Jul 2026
571% increase in 5 star reviews
in the past 90 days
631% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026
Lorraine M's avatar
Lorraine M

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026
Ersan K's avatar
Ersan K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (179752)

Easy and smooth experience I’m very happy it’s helpe...

5
Easy and smooth experience I’m very happy it’s helped me in sticky situations. Reviewed on: 7th July 2026

Perfect banking

5
Great app helps me be flexible with my finances Reviewed on: 7th July 2026

Preoessional service, any issues addressed immediate...

5
Preoessional service, any issues addressed immediately couldn’t do without it Reviewed on: 7th July 2026

I have always relied on PayPal since the 90's to saf...

5
I have always relied on PayPal since the 90's to safeguard any purchases I have made online. Reviewed on: 7th July 2026

PayPal and PayPal credit are really useful

5
PayPal and PayPal credit are very useful facilities I use PayPal for sending money safely to family for birthdays and PayPal credit for buying slightly bigger ticket items and spreading the cost over a few months. Reviewed on: 7th July 2026

Very easy to use and amazing if anything goes wrong

5
Very easy to use and amazing if anything goes wrong Reviewed on: 7th July 2026

Efficient, quick & easy

5
Convenient way to pay for goods, without needing to input my bank details- much quicker and more secure. Anywhere that has the paypal symbol you can use this for easy checkout. Reviewed on: 7th July 2026

Flexible at a reasonable rate

5
Easy to use and flexible at a reasonable rate. Reviewed on: 7th July 2026

My experience with PayPal has been very positive.

5
My experience with PayPal has been very positive. The platform is easy to use, and sending or receiving payments is quick and convenient. I appreciate the strong security features and the buyer protection, which provide extra confidence when shopping online. Customer service has been helpful whenever I needed assistance, and the mobile app makes it easy to manage my account from anywhere. Overall, PayPal is a reliable and trusted payment service that I would recommend to others. Reviewed on: 7th July 2026

Quick and easy to get what I want via PayPal app.

5
Quick and easy to get what I want via PayPal app. Reviewed on: 7th July 2026

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