Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Excellent service

Easy to use app and they keep me well informed with notifications about spending and upcoming payments Reviewed on: 7th July 2026

PayPal credit is very interesting aloud to pay over...

PayPal credit is very interesting aloud to pay over time. Reviewed on: 7th July 2026

Great, easy to use

Always responsive and issue are resolved quickly. Polite customer service team who are patient and responsive. App is simple and easy to use and track spending etc. Reviewed on: 7th July 2026

Excellent service easy to use very good experience c...

Excellent service easy to use very good experience can always find what you need would highly recommend. Reviewed on: 7th July 2026

Always been straightforward.

Always been straightforward.. Have used more than once and never had a problem. I would recommend to anyone. I would definitely use again. Reviewed on: 7th July 2026

Straightforward process

I have been using PayPal for quite some time and have never had any problems with my transactions. They always get processed without any issues. Reviewed on: 7th July 2026

Simple, easy credit with 4 months 0%

Simple, easy to use credit with a great 0% for 4 months incentive to start you off. Reviewed on: 7th July 2026

My paypal Review

Very helpful paypal credit for such hard times in the uk , it can give people the time to work towards the prize. Paypal is very straightforward to use and I have had no issues . Overall great app for me. Reviewed on: 7th July 2026

Great to have paypal credit.

Great to have paypal credit. Know that company is lagit if they have paypal and that you would get a refund if there were any issues Reviewed on: 7th July 2026

always support via email

plenty of info and time before due date so never had to to call up. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.75 from 101313 reviews
Payments
from PayPal 4.71 from 3854 reviews
Credit card
from PayPal 4.65 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub