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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,057 reviews, last reviewed 16th May 2026
2638750% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I always find PayPal and have my back! I always find PayPal and have my back! Reviewed on: 16th May 2026
Karen Ann's avatar
Karen Ann

Latest lowest rating:

2

My experience with PayPal was very frustrating. My experience with PayPal was very frustrating. I used PayPal Pay in 3 to buy three home items. One item, the bed, was missing for weeks and the selle... Read more Reviewed on: 15th May 2026
Sandra 's avatar
Sandra
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (108057)

Smooth and easy

5
Very smooth and fast and easy and their customer service team communicate well and resolve issues on time Reviewed on: 27th April 2026
Rameel's avatar
Rameel

Excellent

5
Supporting all customers , available any time Reviewed on: 27th April 2026
Amir's avatar
Amir

I have had a very good experience with PayPal, never...

5
I have had a very good experience with PayPal, never had any problems at all everything is so perfect. Reviewed on: 27th April 2026
Lawrence 's avatar
Lawrence

Fabulous five star service,never let me down

5
Fabulous five star service,never let me down Reviewed on: 27th April 2026
Arminas K's avatar
Arminas K

Got good experience overall using PayPal credit, it'...

4
Got good experience overall using PayPal credit, it's quite convenient to use. However, changing payment date is not straight forward, I had to request twice, following their processes and took about 3 months to change to requeated date. Reviewed on: 27th April 2026
MB's avatar
MB

Paypal review

5
You cannot ask me to review and then tell me is too short Reviewed on: 27th April 2026
Iliyan H's avatar
Iliyan H

Easy to use - but can’t see when 0% credit is up

5
I love how easy it is to use PayPal credit and that it reminds me when payments are due. The only thing I struggle with is seeing when each payments 0% interest time is up Reviewed on: 27th April 2026
Emily W's avatar
Emily W

I have PayPal for years and I am very happy...

5
I have PayPal for years and I am very happy with it Reviewed on: 27th April 2026
Bogdan L's avatar
Bogdan L

Very easy to manage my money.

5
Very easy to manage my money. Flexible options for credit that suit me. Transparency. Reviewed on: 27th April 2026
Haze 's avatar
Haze

shocking company to deal with your money is...

1
Absolute shocking company to deal with your money isn’t protected they protect sellers over buyers! Over 95 days waiting on my money and still on going shocking company Reviewed on: 27th April 2026
Ruairi h's avatar
Ruairi h

Review PayPal: PayPal Credit now

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