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PayPal: PayPal Credit reviews

4.73
Based on 179,546 reviews, last reviewed 14th Jul 2026
571% increase in 5 star reviews
in the past 90 days
631% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026
Lorraine M's avatar
Lorraine M

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026
Ersan K's avatar
Ersan K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (179903)

It’;s very easy and simple to play with PayPal and t...

5
It’;s very easy and simple to play with PayPal and the options for credit, pay-in-three is excellent. No faf. Simple steps. Safe. What’s not to like? Reviewed on: 7th July 2026

PayPal more like paybestie

5
Helped me buy an aircon this summer for my sick dog - excellent and seamless! Easy to use! Reviewed on: 7th July 2026

All ways be helpful when I have issues they have bee...

5
All ways be helpful when I have issues they have been quick Reviewed on: 7th July 2026

I feel like I have a safe payment service with PayPal.

5
I feel like I have a safe payment service with PayPal. Have used it for years & they have refunded me if my parcel hasn’t showed up. Reviewed on: 7th July 2026

Love the three payments over the 3 months, which I u...

5
Love the three payments over the 3 months, which I use all the time. Just got a PayPal credit card which I plan to use when sending son to uni with his set up cost. Reviewed on: 7th July 2026

It changed my life.

5
It changed my life..great concept for the middle class family. Reviewed on: 7th July 2026

Good offers and good customer services

5
Good offers and good customer services Reviewed on: 7th July 2026

Sometimes getting hold of customer service has been...

4
Sometimes getting hold of customer service has been a nuisance but I’m not sure if I am talking recent experience or historical - I can’t remember! I’ve no idea how you compare to other providers in terms of value for money. You were the pioneers and I’ve stuck with you. Reviewed on: 7th July 2026

Good customer service and great app

5
Good customer service and great app Reviewed on: 7th July 2026

I love PayPal it’s a convenient way to pay for goods...

5
I love PayPal it’s a convenient way to pay for goods and send money to each other Reviewed on: 7th July 2026

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