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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Great service, loved the 4 months 0% interest.

Great service, loved the 4 months 0% interest., used multiple time buying home appliances, only once contacted customer service and even that was only due to system timing issue. So great Reviewed on: 7th July 2026

PayPal is king

Used PayPal for years now and I couldn’t recommend it more! Easy to use feel safer using PayPal and also if any problems so so easy to get it sorted and also get a refund! The best credit out there! Reviewed on: 7th July 2026

Every time I’ve used PayPal I’ve always had no probl...

Every time I’ve used PayPal I’ve always had no problems, and it’s a safer way to buy items. Reviewed on: 7th July 2026

Always handy in a pinch, and Interest free

Always handy in a pinch, and Interest free if you pay it back quick enough. Reviewed on: 7th July 2026

Good but not great.

Good but not great. Having problems with my account and have had to spend a long time on the phone to customer services Reviewed on: 7th July 2026

Great product supporting the purchase and interest f...

Great product supporting the purchase and interest free stuff for few months Reviewed on: 7th July 2026

PayPal has helped me buy things and spread the cost...

PayPal has helped me buy things and spread the cost over a few months without using my cards. Easy and safe to pay with and great customer service. Reviewed on: 7th July 2026

It Was Value For Money

bit stuck setting up a direct debit at first but eventually got it done. Even better getting a discount off your first purchase. Reviewed on: 7th July 2026

The credit system is seamless and free

The credit system is seamless and free,which is very welcome these days. Reviewed on: 7th July 2026

Not had a bad experience with PayPal

Not had a bad experience with PayPal Reviewed on: 7th July 2026

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