Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 179,546 reviews, last reviewed 14th Jul 2026
571% increase in 5 star reviews
in the past 90 days
631% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026
Lorraine M's avatar
Lorraine M

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026
Ersan K's avatar
Ersan K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180316)

Very quick access to PayPal and pay in 3 no problems...

5
Very quick access to PayPal and pay in 3 no problems easy to use Reviewed on: 7th July 2026

Review..

5
Nothing much to say, easy to spread the cost of purchase. Reviewed on: 7th July 2026

Great service and experience.

5
Great service and experience. Easy to use. No issues Reviewed on: 7th July 2026

The best of the best

5
Paypal has been my main source for online transaction as you are guaranteed money back incase of the inevitable fraud Reviewed on: 7th July 2026

Its great help when on a low income

4
Its great help when on a low income Reviewed on: 7th July 2026

Everything is so easy

5
Everything is so easy to use and quick Reviewed on: 7th July 2026

Helpful and supportive.

5
Helpful and supportive. Especially when problem with product Reviewed on: 7th July 2026

Seems easy to use.

4
Seems easy to use. Transferring money is fine. Reviewed on: 7th July 2026

The 4 month interest free on any purchase over £100...

5
The 4 month interest free on any purchase over £100 is fantastic! I use it regularly! Reviewed on: 7th July 2026

Good for budgeting

5
Easy to use and very helpful to allow me to spread cost for emergency purchase. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 100751 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 123 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3854 reviews
    PayPal
    View all products