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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,076 reviews, last reviewed 16th May 2026
2639550% increase in 5 star reviews
in the past 90 days
7650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal has always had excellent customer service. Paypal has always had excellent customer service.Above and beyond everytime Reviewed on: 16th May 2026
Dav's avatar
Dav

Latest lowest rating:

1

PayPal itself is a very useful tool, my issue with i... PayPal itself is a very useful tool, my issue with it is in relation to the owner. Reviewed on: 16th May 2026
Voltoth's avatar
Voltoth
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108076)

Payal The Saviour

5
Paypal credit allows for flexibility and is very reliable and simple to use. I remember in the past where I have struggled with money, paypal credit has been there as a buffer to allow some breathing room for me to pay something back. I find paypal to be like a fortress, I know my money is safe and in capable and reliable hands. In a day and age where you can be a victim of fraud, paypal works hard to remind you and prevent you from falling into these traps. I do believe next year it will be 20 years since I have been using paypal!!! Reviewed on: 27th April 2026
Jack's avatar
Jack

Great way to ease cash flow with interest free optio...

5
Great way to ease cash flow with interest free options payable over longer periods Reviewed on: 27th April 2026
Iain G's avatar
Iain G

I use PayPal to make a variety of purchases as its q...

5
I use PayPal to make a variety of purchases as its quick and easy. Reviewed on: 27th April 2026
Jan Thompson's avatar
Jan Thompson

It’s reassuring to have access to money when you don...

5
It’s reassuring to have access to money when you don’t have much available to spend, and PayPal makes that possible. Reviewed on: 27th April 2026
Brighton K's avatar
Brighton K

Easy to use.

5
Easy to use. app is also easy to excess and understand Reviewed on: 27th April 2026
Dee's avatar
Dee

Always there when needed.

5
Always there when needed. Quick and efficient. Excellent customer service Reviewed on: 27th April 2026
Caroline H's avatar
Caroline H

Paypal makes your life easy!

5
Ive had Paypal for years and honestly one of the best apps out there! Reviewed on: 27th April 2026
N T's avatar
N T

It has been a very great experience for me and helpe...

5
It has been a very great experience for me and helped me solve a lot of problems. Reviewed on: 27th April 2026
Theodora O's avatar
Theodora O

PayPal has helped me especially with their credit to...

5
PayPal has helped me especially with their credit to make smarter purchases long term Reviewed on: 27th April 2026
NeG's avatar
NeG

Good value and service very easy to use

5
Good value and service very easy to use Reviewed on: 27th April 2026
stephen l's avatar
stephen l

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