Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Efficient service.

Efficient service. No quibble when queries arise. Reviewed on: 7th July 2026

PayPal for the win

I’ve had nothing but positive experiences with pay pal. The ease to use it and the customer service also is fab! Reviewed on: 7th July 2026

Fast secure and super easy to use

I've been using PayPal for a while now, and it's been one of the easiest and most reliable ways to send and receive money. I really like how quick and straightforward it is to make payments, whether I'm shopping online or paying someone directly. One of the things I appreciate most is the extra layer of security, as I don't have to share my card details with every website I buy from. The app is easy to use, transactions are usually instant, and I can keep track of all my payments in one place. Whenever I've needed help, I've found the support resources useful, and I also like the buyer protection that gives me added peace of mind when shopping online. Overall, PayPal has made managing my online payments simple, convenient, and secure, and I'd happily recommend it to anyone looking for a trusted payment service. Reviewed on: 7th July 2026

Safe, secure, easy to navigate.

Safe, secure, easy to navigate. Customer service are helpful when in need. Reviewed on: 7th July 2026

it was very easy and they were very helpfull

it was very easy and they were very helpfull Reviewed on: 7th July 2026

Kept up to date and everything clear

Kept up to date and everything clear Reviewed on: 7th July 2026

Secure way to buy, excellent customer service and go...

Secure way to buy, excellent customer service and good way to spread payments Reviewed on: 7th July 2026

Always there.

Always there.Always efficient. Always sorts out supplier problems. Easy pay.Easy use. Reviewed on: 7th July 2026

Useful credit arrangement...

Overall good, very useful to have 3 months interest free credit which I’ve used on many occasions. Reviewed on: 7th July 2026

A trusted conpany never any issues

A trusted conpany never any issues Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.75 from 101313 reviews
Payments
from PayPal 4.71 from 3854 reviews
Credit card
from PayPal 4.65 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub