Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 108,080 reviews, last reviewed 16th May 2026
2639750% increase in 5 star reviews
in the past 90 days
7650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love using pay pal. Love using pay pal. Only thing id like to see is money coming out of the bank bit faster then it does Reviewed on: 16th May 2026
Benjamin Phillips's avatar
Benjamin Phillips

Latest lowest rating:

1

PayPal itself is a very useful tool, my issue with i... PayPal itself is a very useful tool, my issue with it is in relation to the owner. Reviewed on: 16th May 2026
Voltoth's avatar
Voltoth

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (108080)

Great to use

5
Easy to use great interest free offers Reviewed on: 27th April 2026

Never had a problem in ten years

5
Never had a problem in ten years Reviewed on: 27th April 2026

Easy to use, secure and provides options (e.

5
Easy to use, secure and provides options (e.g pay in 3) Reviewed on: 27th April 2026

Good on the whole

4
Customer service and help availability could be better Reviewed on: 27th April 2026

Life long bank not looking after loyal customers

5
Needed credit bank said no PayPal yes speakes volumes Reviewed on: 27th April 2026

Easy and convenient to use .

5
Easy and convenient to use .. reasonable Apr... I like the pay in 3 Reviewed on: 27th April 2026

Good in general, interest rates are high, but overal...

4
Good in general, interest rates are high, but overall experience has been good so far. Reviewed on: 27th April 2026

Very convenient and easy way to manage account and p...

5
Very convenient and easy way to manage account and payments. Process of application can’t be any simple Reviewed on: 27th April 2026

I’ve used PayPal for years, I recommend PayPal to ev...

5
I’ve used PayPal for years, I recommend PayPal to everyone and I’d rather use PayPal over any other form of payment in 3! Customer service is always great aswell Reviewed on: 27th April 2026

Great everything in one place you can pay online wit...

5
Great everything in one place you can pay online without getting your card details up exceo Reviewed on: 27th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review