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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Always easy to understand when payment due.

Always easy to understand when payment due. Easy contact when issues raised Reviewed on: 7th July 2026

Excellent service! 10 out of 10

Excellent service! Safe to use. Your purchase are always protected! Highly recommend. Reviewed on: 7th July 2026

I always feel safe with PayPal.

I always feel safe with PayPal. So many scammers online but when I use PayPal it’s ease of mind as I always feel safe using PayPal and if anything happens, I know PayPal will resolve it. Reviewed on: 7th July 2026

Good be easier

Not simple if you need to contact customer service - trying to navigate the options Reviewed on: 7th July 2026

Customer service is amazing and always knowledgeable

Customer service is amazing and always knowledgeable Reviewed on: 7th July 2026

Easy, Fast Straightforward Credit

Easy to use and access and it is very helpful when you have a problem and cannot pay on time Reviewed on: 7th July 2026

Easy to manage

Easy to manage with clear statements and transparents fees and rates. Reviewed on: 7th July 2026

Using PayPal has been extremely helpful

Using PayPal has been extremely helpful Reviewed on: 7th July 2026

So easy to use.

So easy to use. Quick & easy to use had no problems. Definitely will use again. Reviewed on: 7th July 2026

I love it that i can pay in three payments.

I love it that i can pay in three payments. I did helped me so many times. Love it international paynents, transfers. I use paypal daily, use for ebey, shein . I am with paypal 15 years now. My best app and bank !! Reviewed on: 7th July 2026

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