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PayPal: PayPal Credit reviews

4.90
Based on 107,856 reviews, last reviewed 15th May 2026
2629900% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always helpful and it's save as you are sucured and... Always helpful and it's save as you are sucured and solves problems if you have any issues. and great customer service . Reviewed on: 15th May 2026
Kelly B's avatar
Kelly B

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107856)

Great service, updates promptly when a payment is du...

5
Great service, updates promptly when a payment is due and allows you to use at a wide range of shops. Reviewed on: 26th April 2026

Easy to use and most retailers have PayPal pay

5
Easy to use and most retailers have PayPal pay Reviewed on: 26th April 2026

Nice help

5
Very handy every time I need it. Been using PayPal for a long time. Reviewed on: 26th April 2026

very easy to use and convenient.

5
very easy to use and convenient. Reviewed on: 26th April 2026

PayPal is simple to use; flexible with pay in 3 or 0...

5
PayPal is simple to use; flexible with pay in 3 or 0% finance over 4 months offers, convenient to use - plus reward points. Reviewed on: 26th April 2026

Excellent ,very helpful .

5
Excellent ,very helpful . I highly recommend using PayPal. Reviewed on: 26th April 2026

PayPal No.1

5
Love using this service, never failed me once and has everything I need to manage my finances and make seamless payments Reviewed on: 26th April 2026

Good mostly.

4
Good mostly. Wish i hadnt taken credit account as APR so high, but every other service i use has been benificial and customer service are always very helpful Reviewed on: 26th April 2026

Easy to use a

5
Easy to use always use this option if available as if there ever a problem with what I have purchased PayPal is there for support Reviewed on: 26th April 2026

Excellent

5
Excellent customer service and very efficient with dealing with issues Reviewed on: 26th April 2026

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