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PayPal: PayPal Credit reviews

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4.90
Based on 107,820 reviews, last reviewed 15th May 2026
2628350% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is versatile And functional PayPal is versatile And functional way to bank and access funds. It supports large purchases and support those families with less available income to ... Read more Reviewed on: 15th May 2026
CMMC's avatar
CMMC

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107820)

Good experience i have had very good service

5
Good experience i have had very good service Reviewed on: 26th April 2026
Amina 's avatar
Amina

Easy, Secure, flexible.

5
Easy, Secure, flexible. Easy managed Reviewed on: 26th April 2026
David G's avatar
David G

Very nice good

5
I’m very satisfied with PayPal. It’s really useful and very nice. I would really appreciate it if you could increase the number of installments a bit. Reviewed on: 26th April 2026
Desislav 's avatar
Desislav

It's the value, ease-of-use and where you can use it

5
I think the value you get is great, the ease of use is also what drags me to PayPal Credit more often than not. It's also really easy to pay with PayPal Credit and so many places offer it too. Reviewed on: 26th April 2026
Jamie B's avatar
Jamie B

Easy to use with total confidence your money is safe.

5
Easy to use with total confidence your money is safe. If there should be a problem you feel supported. Reviewed on: 26th April 2026
Elizabeth R's avatar
Elizabeth R

Very good and most reliable.

5
Very good and most reliable. Your purchase is protected Reviewed on: 26th April 2026
Giftson K's avatar
Giftson K

Easy to set up and access.

5
Easy to set up and access. Simple straightforward process. Easy to manage and make additional payments if required. Great way to spread the cost of purchases Reviewed on: 26th April 2026
JunieR's avatar
JunieR

prompt effective service quick resolution

5
Prompt informative and works toward quick resolution Reviewed on: 26th April 2026
Catherine I's avatar
Catherine I

PayPal has saved me.

5
PayPal has saved me….. when I need something, and it’s expensive. I can use the option to pay in 3 . PayPal also picks up on when you’ve bought something, and gives you delivery details… it works well with the bank, and gives you constant updates. I’m very grateful for PayPal… it is a massive help financially, and keeps me on track! Thanks to PayPal, I’ve never missed a payment Reviewed on: 26th April 2026
Tracy G's avatar
Tracy G

Great offers

5
Great interest free offers for buying expensive products Reviewed on: 26th April 2026
Sam T's avatar
Sam T

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