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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179438 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179477)

The very best

The fact that its interest free for the first few months is a great relief and help. There is also a card feature which makes the user experience amazing. Reviewed on: 7th July 2026

No issues easy to sort on the app

No issues easy to sort on the app Reviewed on: 7th July 2026

It was good to use and the points for using card is...

It was good to use and the points for using card is good Reviewed on: 7th July 2026

Efficient easy way to move money

Efficient easy way to move money Reviewed on: 7th July 2026

I use it for sending money and paying in installments.

I use it for sending money and paying in installments. It's easy to use. Reviewed on: 7th July 2026

Great app, easy to use with fantastic payment options

Great app, easy to use with fantastic payment options Reviewed on: 7th July 2026

Had PayPal credit and used PayPal for a long time th...

Had PayPal credit and used PayPal for a long time they are couldn’t recommend them enough never had any issues they gave me increases when I wanted or needed it Reviewed on: 7th July 2026

Easy, efficient and effective to use.

Easy, efficient and effective to use. Accepted on most online stores which means it can be used often. Website simple to navigate, paying off is easy Reviewed on: 7th July 2026

Just excellent service.

Just excellent service. Easy to maintain on top off. Reviewed on: 7th July 2026

I couldnt be without it at the momemts makes things...

I couldnt be without it at the momemts makes things affordable. Reviewed on: 7th July 2026

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