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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

I trust PayPal more than my bank.

I trust PayPal more than my bank. Issues are easy to report and dealt with accordingly. However, I would like to see PayPal introduce a chat line so you can be referred to a human to deal with any problems quickly. Reviewed on: 7th July 2026

Nice and easy to set up and use.

Nice and easy to set up and use. Very helpful Reviewed on: 7th July 2026

Easy to set up, easy to use.

Easy to set up, easy to use. Flexible options Reviewed on: 7th July 2026

No worries when shopping online

Having PayPal Credit as an option when purchasing gives me the option to shop around for the best deal knowing I have the credit available without applying at individual stores for credit. Reviewed on: 7th July 2026

Paypal is great and easy to use.

Paypal is great and easy to use. Reviewed on: 7th July 2026

It’s Deceenntt

It’s Deceennttttttttttttttttttttt Reviewed on: 7th July 2026

Always a good experiance with paypal

Always a good experiance with paypal Reviewed on: 7th July 2026

Im use paypal few years Im really happy with them an...

Im use paypal few years Im really happy with them and give me lots diffrent option to pay Reviewed on: 7th July 2026

Four months interest free credit

Haven't had any issues with PayPal Credit, it's been really handy and fast to use and make payments with.I use it to manly to pay for items that I get items that gives me four months to pay for interest free. Reviewed on: 7th July 2026

I use PayPal to pay for almost everything I buy online.

I use PayPal to pay for almost everything I buy online. It gives you an un paralleled safety net. Plus they pay in three and PayPal credit can be a lifesaver enabling you to spread the cost of your purchases. I always recommend family and friends to use PayPal when buying online. Reviewed on: 7th July 2026

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