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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179405 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179412)

Really pleased with PayPal Credit

Really pleased with PayPal Credit Reviewed on: 7th July 2026

Helpful when needed

For me was very helpful when I need it Reviewed on: 7th July 2026

PayPal is such a convenient way to purchase somethin...

PayPal is such a convenient way to purchase something when you need a little more time to pay in full but have the pleasure of having the product now Reviewed on: 7th July 2026

Easy simple and safe to use.

Easy simple and safe to use. With options to pay over 4 month interest free and accepted in many outlets online. Regular reminders of when payments are due , so that I can avoid high interest charges. Reviewed on: 7th July 2026

Unfortunately I don't always see reminders for payme...

Unfortunately I don't always see reminders for payments and get charged before I get time to pay if I miss it. Reviewed on: 7th July 2026

A very good credit service

A very good credit service; very fast, and reliable, very good customer service, and not just for credit provider but for all financial services Reviewed on: 7th July 2026

I feel confident shopping online thanks to PayPal.

I feel confident shopping online thanks to PayPal. I also like the facility of being able to pay in three if required. Reviewed on: 7th July 2026

Quick and easy also very secure i feel safe buying o...

Quick and easy also very secure i feel safe buying online with PayPal Reviewed on: 7th July 2026

PayPal has been great for me over the years.

PayPal has been great for me over the years. I’ve found it to be reliable, secure, and easy to use for both sending and receiving payments. I’ve never had any major issues, and it’s given me confidence when shopping online. Overall, it’s been a service I can depend on. Reviewed on: 7th July 2026

Easy to use, straightforward and secure

Easy to use, straightforward and secure Reviewed on: 7th July 2026

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