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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107749 reviews)

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4.90

Based on 107,749 reviews, last reviewed 15th May 2026

2625100% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

5 star service Excellent service. Fast convenient way to manage payments Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107749)

Paypal works well, just one issue needs addressing

Paypal works well, my only issue is the handling of lapsed promotional offers and balance that's not under any promotional offers. It's not clear at all. Reviewed on: 26th April 2026

I have been using PayPal for many years.

I have been using PayPal for many years. It offers me great options to manage purchases, especially with the credit facility and transfers from friends. I have never had a problem and highly recommend. Reviewed on: 26th April 2026

easy payments and installment pay

easy payments and installment pay Reviewed on: 26th April 2026

I have used PayPal for many years.

I have used PayPal for many years. It has always been trouble free, easy to use and a great way to transfer money to another person/company you are purchasing from with goods and services. Reviewed on: 26th April 2026

I love everything about Paypal, excellent service

I love everything about Paypal, excellent service Reviewed on: 26th April 2026

I would always recommend pay pal

It’s always been so accessible and easy to work I’ve used PayPal for over 10 years and it’s never disappointed me Reviewed on: 26th April 2026

Never had a poor experience, great customer service

Never had a poor experience, great customer service Reviewed on: 26th April 2026

I love paypal credit.

I love paypal credit. It gives me the flexibility to 4 months interest fee to purchase goods. Reviewed on: 26th April 2026

I haven’t really got into using my PayPal credit yet...

I haven’t really got into using my PayPal credit yet, but I just like how PayPal is set up. Reviewed on: 26th April 2026

PayPal helped me to get my new Samsung phone at a ve...

PayPal helped me to get my new Samsung phone at a very affordable price each month Reviewed on: 26th April 2026

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