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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107721 reviews)

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4.90

Based on 107,721 reviews, last reviewed 15th May 2026

2623800% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Accepted with almost every purchase online. Accepted with almost every purchase online. The pay in 3 options are really helpful Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107721)

Excellent quick easy and safe way to spend

Excellent quick easy and safe way to spend Reviewed on: 26th April 2026

Nice and straight forward, clear app

Nice and straight forward, clear app Reviewed on: 26th April 2026

Easy & convenient- good options to pay

Easy & convenient- good options to pay Reviewed on: 26th April 2026

Very easy to use.

Very easy to use. Very wide amount of companies that use PayPal Reviewed on: 26th April 2026

Great tool for spreading costs

Great way to purchase items that you may not have money for till payday. Great that you can also spread the cost if you need too. Easy to use and great offers on spreading the cost. Statements every month to show how much time you have for until your 0% payments are up so you can pay off before the interest kicks in. Reviewed on: 26th April 2026

What i think of Paypal

I feel secure using PayPal.They are reliable and helpful. Reviewed on: 26th April 2026

Fast customer support and simple app design makes fo...

Fast customer support and simple app design makes for an easy and efficient way for me to handle my money Reviewed on: 26th April 2026

Nice and easpay pal app.y app to use.

Nice and easy app to use.well layed out . Reviewed on: 26th April 2026

Excellent service.

Excellent service. Easy to use good support network if you have any trouble Reviewed on: 26th April 2026

Great, easy to yse and transparent allowed easy acce...

Great, easy to yse and transparent allowed easy access via credit facility, would recommend and use again. Reviewed on: 26th April 2026

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