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PayPal: PayPal Credit reviews

4.73
Based on 179,209 reviews, last reviewed 13th Jul 2026
634% increase in 5 star reviews
in the past 90 days
686% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026
Dario V's avatar
Dario V

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026
Abdul A's avatar
Abdul A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (179355)

PayPal is a quick and easy way to send or receive mo...

4
PayPal is a quick and easy way to send or receive money Reviewed on: 7th July 2026

Transactions and payments made easy

5
Transactions and payments made easy Reviewed on: 7th July 2026

Very nice,great,quick always always fast, to solve t...

4
Very nice,great,quick always always fast, to solve the problem as soon as possible Reviewed on: 7th July 2026

Pay in 3 is such an easy way to purchase!

5
Pay in 3 is such an easy way to purchase! PayPal passkey also a win Reviewed on: 7th July 2026

User friendly

5
Very easy to use and clear about charges. The app makes managing your money very easy. Reviewed on: 7th July 2026

Positive experience using PayPal Credit.

4
I've had a positive experience using PayPal Credit. The application process was straightforward, and being able to spread the cost of larger purchases over time has been very convenient. Payments are easy to manage through my PayPal account, and I appreciate the clear payment reminders and account overview. Reviewed on: 7th July 2026

Great options easy to follow payment plans

5
Great options easy to follow payment plans Reviewed on: 7th July 2026

No problems so fa.

5
No problems so fa. Supported me very well. Reviewed on: 7th July 2026

A seamless process with regular updates on account

5
A seamless process with regular updates on account status. Easy to use and access via the App. App is accessible and informative. Reviewed on: 7th July 2026

Smooth and easy to manage.

5
Smooth and easy to manage. Great customer service experience. I will recommend to others Reviewed on: 7th July 2026

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