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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Easy to use

Ive used PayPal credit and PayPal pay in instalments a few times - it really helps me purchasing expensive items Reviewed on: 7th July 2026

Fantastic safe way to spend you’re money with no wor...

Fantastic safe way to spend you’re money with no worries at all. Also good way to pay back so you don’t end up in endless amounts of debt Reviewed on: 7th July 2026

People over ai

I’m don’t like not being able to speak to someone - a person. The case came in my favour which was positive but I can imagine that elderly people would find it lustrating Reviewed on: 7th July 2026

Always trusted PayPaLThey have helped me in the past

Always trusted PayPaLThey have helped me in the past Reviewed on: 7th July 2026

PayPal credit

PayPal credit has all ways been great in the way of helping me get more expensive items that I can pay off over time , I have never had any problems and they have all ways had a great support team ready to help. Reviewed on: 7th July 2026

Easy to use,

Easy to use, App makes simple navigation through any process Reviewed on: 7th July 2026

love the service

I love how easy it is to use the service Reviewed on: 7th July 2026

Great Service

Great Service - No hidden fees, very transparent, quick, easy way to use credit to make purchases. Would recommend Reviewed on: 7th July 2026

Great company

Paypal are always helpful and thorough. They act they dont ignore. Great customer service. Reviewed on: 7th July 2026

:I’ve found PayPal Credit to be really convenient an...

:I’ve found PayPal Credit to be really convenient and easy to use. The promotional offers are excellent and have been genuinely useful for spreading the cost of purchases. I also like being able to manage everything through the PayPal app, where I can quickly check my balance, review transactions, and make sure my account is working well for me. Overall, it’s a simple, flexible service that fits my needs and has been a positive experience. Reviewed on: 7th July 2026

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