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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179302 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179314)

Instant credit with manageable payment options

PayPal credit allows me to buy items with instant credit available in manageable payments. It is a very quick and convenient way to buy items. They are also very supportive if there are any issues regarding the receipt of your order. Reviewed on: 7th July 2026

PayPal all the way

Always had my issues sorted out and solved Reviewed on: 7th July 2026

PayPal is easy, quick and hassle free.

PayPal is easy, quick and hassle free. I use it to transfer money to friends and family and I use PayPal credit to buy those items that I can't afford with one payment, and repay over a few months. It's been a lifesaver when my daughter's needed me beds. Reviewed on: 7th July 2026

Excellent Payment System

Very good service and very convenient Reviewed on: 7th July 2026

PayPal's the way forward

I have used PayPal for years for all my online shopping. The transactions are almost instant, and it gives me peace of mind knowing my actual banking details are hidden from websites. It makes checking out so much faster..There a great company Reviewed on: 7th July 2026

Easy completely hassle free, always there when you n...

Easy completely hassle free, always there when you need a helping hand with anything Reviewed on: 7th July 2026

Very easy to you and 100% safe, used PayPal for year...

Very easy to you and 100% safe, used PayPal for years and the team have never let me down Reviewed on: 7th July 2026

Safest and reliable payment service and the best and...

Safest and reliable payment service and the best and one and only 0% credit provider Reviewed on: 7th July 2026

perception change positive 180

Never experienced credit before -utterly changed perspective on using credit to make life easier, and it has. Total Paypal credit convert! Reviewed on: 7th July 2026

Good value and easy to use

Just couldn’t have been simpler ! Very good and impressed with service Reviewed on: 7th July 2026

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