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PayPal: PayPal Credit reviews

4.73
Based on 179,209 reviews, last reviewed 13th Jul 2026
634% increase in 5 star reviews
in the past 90 days
686% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026
Dario V's avatar
Dario V

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026
Abdul A's avatar
Abdul A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (179297)

PayPal friend

5
Always there when I need it gives me the freedom to buy on credit and use the 3 payment option Reviewed on: 7th July 2026

Great experience and easy to use

5
Great experience and easy to use Reviewed on: 7th July 2026

Easy to use.

5
Easy to use. Also not complicated to understand your account Reviewed on: 7th July 2026

All quick and easy to use and the customer service t...

5
All quick and easy to use and the customer service team are very helpful Reviewed on: 7th July 2026

Love the app.

5
Love the app. Everything is easy to understand and use. Reviewed on: 7th July 2026

Used PayPal credit to buy a new battery for motorhom...

5
Used PayPal credit to buy a new battery for motorhome and received £45 discount excellent Reviewed on: 7th July 2026

10/10 everything I need I get from the app :)

5
10/10 everything I need I get from the app :) Reviewed on: 7th July 2026

Best straightforward credit card ever!

5
Best straightforward credit card ever! Easy and safe to use,making my life so much easier! Reviewed on: 7th July 2026

Great online banking app

5
A user friendly online service. Never had any issues purchasing items or if I had any returns. It tracks purchases and returns. Offering advice when needed. Good customer service. Reviewed on: 7th July 2026

Love Paypal Credit

5
Quick.. Easy.. Sorted. Nice change in a confusing credit world Reviewed on: 7th July 2026

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