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PayPal: PayPal Credit reviews

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4.90
Based on 107,675 reviews, last reviewed 15th May 2026
2621600% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is so easy to setup and use Paypal is so easy to setup and use both online and in-store. Very user friendly Reviewed on: 15th May 2026
Rhoda M's avatar
Rhoda M

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107675)

I've had no problem at all having PayPal onside.

5
I've had no problem at all having PayPal onside. Reviewed on: 26th April 2026
Keith B's avatar
Keith B

Great for short notice payments

5
I find using PayPal credit very useful for those short notice items that occur between paydays. Easy to keep track of what you’re spending and easy to make payments via the app. Reviewed on: 26th April 2026
Annabell H's avatar
Annabell H

Very efficient and easy to have problems resolved

5
Very efficient and easy to have problems resolved Reviewed on: 26th April 2026
Victoria J's avatar
Victoria J

PayPal is the bomb.

5
PayPal is the bomb.. great service and cheeky perks…. Love my PayPal account x Reviewed on: 26th April 2026
Richard's avatar
Richard

Absolutely fantastic service from start to finish, v...

5
Absolutely fantastic service from start to finish, very helpful & friendly staff Reviewed on: 26th April 2026
Christopher L's avatar
Christopher L

I have had PayPal for a very long time and has alway...

5
I have had PayPal for a very long time and has always been easy to use. Reviewed on: 26th April 2026
Mahn B's avatar
Mahn B

PayPal is convenient and easy to use.

5
PayPal is convenient and easy to use. I enjoy how safe I feel using Paypal/credit. Even easy for older, less tech savvy people. The app is easy to install and use and the interest rate is reasonable. Makes life easier. Reviewed on: 26th April 2026
Jules's avatar
Jules

Website easy to navigate - there www clear instructi...

5
Website easy to navigate - there www clear instructions and good security measures Reviewed on: 26th April 2026
Coral F's avatar
Coral F

Excellent professional service always provided

5
Excellent professional service always provided Reviewed on: 26th April 2026
Lee I's avatar
Lee I

PayPal convenient and widely accepted

5
PayPal is a convenient and widely accepted payment platform that makes sending and receiving money quick and straightforward. It’s especially useful for online purchases and offers a level of buyer protection that adds confidence when dealing with unfamiliar sellers. Reviewed on: 26th April 2026
JOHN's avatar
JOHN

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