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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174223 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174229)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I Love PayPal it is trustworthy & reliable!

I have had a great experience with PayPal credit! Easy to use, accepted at most retailers and customer service at PayPal is excellent Reviewed on: 9th July 2026

Great service

Great service, i’m very satisfied with my experience! Reviewed on: 9th July 2026

Customer services is very good and PayPal is excellent.

Customer services is very good and PayPal is excellent. I have no problems with them. Reviewed on: 9th July 2026

It was easily accessible when I needed it.

It was there when I needed it, easy to access and understand. It can be little bit difficult to keep up repayments if you are unable to pay back within a good timeframe, but that is expected and more more than fair. Reviewed on: 9th July 2026

Great services

Great service and gave me the help I needed in a tight spot. The 3 months interest free was a big bonus. Reviewed on: 9th July 2026

helpful and explaination of service provided

helpful and explaination of service provided Reviewed on: 9th July 2026

Always use PayPal secure & quick at resolving issues

Always use PayPal secure & quick at resolving issues Reviewed on: 9th July 2026

Best user experience.

Best user experience. We used PayPal's Pay in 3 many times for various purchases as well as PayPal Credit. Easy to set up easy to follow. Makes life so much easier and purchases spread over a period much easier to pay off. Reviewed on: 9th July 2026

Safer way of paying for things.

Safer way of paying for things. Customer service very helpful Reviewed on: 9th July 2026

I’m very happy with the service.

I’m very happy with the service. Credit there when you need it and excellent customer service. Will always continue to use this company. Reviewed on: 9th July 2026

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