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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Never had an issue with them, pay in 3 is great and...

Never had an issue with them, pay in 3 is great and very helpful! Credit etc and new points system is a nice touch. interest rate is considerably low and it was very fast to get approved. Idk what else to say Reviewed on: 13th July 2026

Perfect and secure

Easy to use and a very secure app Reviewed on: 13th July 2026

Easy to use - user friendly app .

Easy to use - user friendly app . At a glance can check statement, balances & get statement / transactions Reviewed on: 13th July 2026

Very good service at at very competitive rates.

Easy to use at very competitive rates. Very fair and supportive in every way.iI would recommend the service in every way Reviewed on: 13th July 2026

Long ti e customer with nothing but praise

I've been utilising PayPal and PayPal Credit for many years and I can't complain in any way. Top notch service! Reviewed on: 13th July 2026

Fast, secure, reliable.

Fast, secure, reliable. I prefer using PayPal whenever applicable. Reviewed on: 13th July 2026

I have been using paypal instead of my credit card

I have been using paypal instead of my credit card Reviewed on: 13th July 2026

PayPal credit opens doors for consumers

PayPal credit gives consumers a very flexible and hassle free way to make both small and large purchases. The service has enabled me to make emergency purchases I would of struggled with and the occasional treat. PayPal credit opens doors for people. Reviewed on: 13th July 2026

Good, no problems and always helpful if I need anyth...

Good, no problems and always helpful if I need anything Reviewed on: 13th July 2026

Find the paypal app and its use really easy.

Find the paypal app and its use really easy and straight forward Reviewed on: 13th July 2026

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