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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

always found the service efficient

always found the service efficient Reviewed on: 13th July 2026

PayPal helped me to buy things in instalments

PayPal helped me to buy things in instalments Reviewed on: 13th July 2026

Easy to use and manage, quick service helps manage p...

Easy to use and manage, quick service helps manage payments Reviewed on: 13th July 2026

It was good and easy for me to do any...

It was good and easy for me to do any transactions Reviewed on: 13th July 2026

Excellent

Never had an issue with the service Reviewed on: 13th July 2026

PayPal is the safe and versatile way to pay

Super easy to use and can be used for almost anything. A very modern, flexible way to pay, but safe and secure which is exactly what you need. Reviewed on: 13th July 2026

Love the buy now and 4 month interest free options!

Love the buy now and 4 month interest free options! Reviewed on: 13th July 2026

Always had great service and if ive had any problems...

Always had great service and if ive had any problems the contact centre have been great! Reviewed on: 13th July 2026

Flexible and genuinely useful

I’ve used PayPal Credit for several larger purchases over the years, from building my dream PC to booking expensive holidays, and it has always been very useful. I really appreciate having different credit and repayment options to choose from, as it makes it easier to spread the cost in a way that suits my budget. The rates have also been reasonable in my experience, and the whole process is simple and convenient. Used responsibly, it’s a great option for managing bigger purchases without having to pay for everything at once. Reviewed on: 13th July 2026

Excellent service and easy to use.

Excellent service and easy to use. Feel secure using paypal Reviewed on: 13th July 2026

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