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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174244 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174253)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Paypal is so cost effective

I have been using PayPal for many years. Not only are they able to support purchases that can be repaid in short term swift timescale I've made use of their long term flexible credit plans. A lump sum availability ready for when you need to make any purchase big or small. 0% interest available and easy to manage on the PayPal app Reviewed on: 9th July 2026

Very helpful

Very helpful when i need to buy before payday Reviewed on: 9th July 2026

PayPal allows flexible decision-making in managing y...

PayPal allows flexible decision-making in managing your money which I love, from Pay-in-three to use of credit for 0 interest for 4 months. It’s also great for sending money, which I do very frequently with family members abroad. Reviewed on: 9th July 2026

I am satisfied we have good options

I am satisfied we have good options Reviewed on: 9th July 2026

PayPal - The bank in your home.

I have been a PayPal customer for over 10 years now and in that time I can honestly say I have had no issues with the service y have received from them. Their handling of disputes with 3rd party vendors has been excellent and the newly created PayPal Credit is a welcome addition to the portfolio. What this does is bring in purchasing opportunities that would otherwise be out of reach. Reviewed on: 9th July 2026

Used it for years it’s great.

Used it for years it’s great. So convenient and easy to use. Reviewed on: 9th July 2026

smooth transactions

Easy smooth transactions in lots of places Reviewed on: 9th July 2026

Great supplier of credit.

Great supplier of credit. Like how you can use online and in person Reviewed on: 9th July 2026

Brilliant facility, totally safe, and so easy to use.

Brilliant facility, totally safe, and so easy to use. I never buy anything online unless l can use this payment method. Also PayPal provides great customer service with the very few queries l have had always answered with the utmost professionalism. I have frequently recommended PayPal to friends and family, and will continue to do so. Reviewed on: 9th July 2026

PayPal is the preferred way for me to buy things, ea...

PayPal is the preferred way for me to buy things, easy to deal with, clear and transparent terms Reviewed on: 9th July 2026

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