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PayPal: PayPal Credit reviews

4.90
Based on 110,283 reviews, last reviewed 19th May 2026
2740650% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I'm using paypal regularly and very happy with them I'm using paypal regularly and very happy with them Reviewed on: 19th May 2026
Agnieszka S's avatar
Agnieszka S

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110283)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Excellent

5
Higher accuracy and efficiency and transparency Reviewed on: 16th May 2026

Simple to use great protection for my money

5
Simple to use great protection for my money Reviewed on: 16th May 2026

Reliable

5
Used this service for years, never had any issues with it and effective help has always been provided when needed Reviewed on: 16th May 2026

Ease of use, peace of mind, both backed up by excell...

5
Ease of use, peace of mind, both backed up by excellent customer service; PayPal credit is my go to method of payment. Reviewed on: 16th May 2026

Very easy to set up and get started

5
Very easy to set up and get started Reviewed on: 16th May 2026

Easy to use and they are getting better year by...

5
Easy to use and they are getting better year by year Reviewed on: 16th May 2026

I love paypall i use buy in four no interest all the...

5
I love paypall i use buy in four no interest all the time helps me to buy more ecpensive items without feeling the hit wouldnt use anything else never had a problem Reviewed on: 16th May 2026

Highly recommended

5
Very simple to use. If I have had problems with sellers, paypal has been very quick to act on my behalf.They refunded me very quickly Reviewed on: 16th May 2026

Easy to use.

5
Easy to use. Helps spread Finances. Helps budgetting Reviewed on: 16th May 2026

Reliable, Easy, Trustworthy..

5
Reliable, Easy, Trustworthy PayPal is the safest way to make transactions. It gives you an extra peace of mind that should anything go wrong, they got your back Reviewed on: 16th May 2026