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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177178)

Full confidence in PayPal.

5
Full confidence in PayPal. Excellent service and very efficient. Reviewed on: 6th July 2026

Interest free for 4 months in payments over £100 and...

5
Interest free for 4 months in payments over £100 and pay in 3 interest payments are great. Help spread costs very well Reviewed on: 6th July 2026

Good services with pay in 3 and credit

5
Good services with pay in 3 and credit Reviewed on: 6th July 2026

Great Service...

5
They are always there to help and very good customer service Reviewed on: 6th July 2026

Excellent service best way to make transactions

5
Excellent service best way to make transactions Reviewed on: 6th July 2026

I dont afraid the frauders.

5
I dont afraid the frauders. You give a most safety transaction assisrance. When I see "Pay with PayPal", I am sure, thats no cheat. Regards. Reviewed on: 6th July 2026

Trust PayPal

5
Incredibly easy to use, the flexible payment options are really convenient. The app is designed well and has always been reliable. Sending money to friends is simple and free of commission. The addition of physical cards for PayPal debit and credit accounts is a welcome new feature. Reviewed on: 6th July 2026

Interest free

5
I’ve never used it but I do like that they have an interest free amount, unlike others Reviewed on: 6th July 2026

It's a very convenient way to budget.

5
It's a very convenient way to budget. I would recommend PayPal to anybody as I am very happy with them as a company. Reviewed on: 6th July 2026

good experience and easy to use.

5
good experience and easy to use.i want to try anduse more. u got to give more deals Reviewed on: 6th July 2026

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