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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,155 reviews, last reviewed 5th Oct 2026
75% decrease in 5 star reviews
in the past 90 days
73% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026
tank's avatar
tank

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181155)

So easy to use and great savings

5
So easy to use and great savings Reviewed on: 7th July 2026
Simon Sainsbury 's avatar
Simon Sainsbury

Very easy process, clear instructions and easy to ac...

5
Very easy process, clear instructions and easy to access money once agreed. Reviewed on: 7th July 2026
Philip Melton's avatar
Philip Melton

Have PayPal on my wallet.

5
Have PayPal on my wallet. Use every day. Reviewed on: 7th July 2026
Julie EG Guest's avatar
Julie EG Guest

Mostly positive.

4
Mostly positive. Can get confusing with different pay options combined Reviewed on: 7th July 2026
Filou's avatar
Filou

Easy to use and convenient for me

5
Easy to use and convenient for me Reviewed on: 7th July 2026
Matt Pearce's avatar
Matt Pearce

Great website.

5
Great website. Very clear and easy to use, superb customer response and service Reviewed on: 7th July 2026
Wayne D's avatar
Wayne D

Easy to use, available at lots of shops

5
Easy to use, available at lots of shops Reviewed on: 7th July 2026
Emily's avatar
Emily

Paypal credit can be used literally every where.

5
Paypal credit can be used literally every where. Payment is fast and interest is just right. PayPal gives you interest free options when you apply. Will definitely recommend to friends and family Reviewed on: 7th July 2026
Shirley A's avatar
Shirley A

Fast convenient trustworthy

5
Fast convenient safe, I use PayPal whenever it is available as a payment option. I feel reassured this way. 3 month credit options are very good and instantly available. The app is easy to use . Helps me keep on track Reviewed on: 7th July 2026
Elaine 's avatar
Elaine

Safe online system, trusted.

5
Used paypal for many years. A safe and trusted system. Easy to navigate, secure payments, great options for purchases and protection too. Issues resolved promptly. Easy to track or amend payments. Clear and concise processes. Reviewed on: 7th July 2026
MrsSLB's avatar
MrsSLB

Review PayPal: PayPal Credit now

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