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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106611 reviews)

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4.90

Based on 106,611 reviews, last reviewed 13th May 2026

2572950% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

4 months 0%, great customer service! Love that you can pay over 4 months with 0% interest on a rolling basis, it’s great. Have had a couple of queries/disputes to raise, PayPal have alway... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106611)

Useful card for repeat buys

Excellent useful card to use for bulk buys . Reviewed on: 25th April 2026

Fast and stress free payment platform

Fast and stress free payment platform Reviewed on: 25th April 2026

Only had great service from PayPal

Only had great service from PayPal Reviewed on: 25th April 2026

Simple, friendly and convenient, in other words Exce...

Simple, friendly and convenient, in other words Excellent’ Reviewed on: 25th April 2026

Only use it for big purchases.

Only use it for big purchases. I applied for and credit check completed in under 10 minutes. Really easy to make a payment or can set up direct debit. Overall simple to use and keep track of spending. Reviewed on: 25th April 2026

First class

First class service and would highly recommend Reviewed on: 25th April 2026

PayPal Credit has been really easy to use and helpfu...

PayPal Credit has been really easy to use and helpful for spreading costs when needed. The checkout is quick and straightforward, and it’s worked reliably for me so far. Reviewed on: 25th April 2026

Easy to use: Setting up an account and sending m...

Easy to use: Setting up an account and sending money is straightforward. * Widely accepted: Works on many websites and apps globally. * Buyer protection: If something goes wrong with a purchase, PayPal can help you dispute it. * Fast transfers: Sending money to friends or paying online is usually instant. Reviewed on: 25th April 2026

You can always count on PayPal to be on your side

Whenever I've had a problem, PayPal are always understanding and do their up most best to help you. Reviewed on: 25th April 2026

Always useful.

Always useful. I never had any bad experience. Reviewed on: 25th April 2026

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