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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

I've never had an issue with Paypal

I've never had an issue with Paypal Reviewed on: 7th July 2026

Ppal is brilliant.

Ppal is brilliant. Customer service is great. Can always trust ppal. I use it nearly all the time and easy to use. Reviewed on: 7th July 2026

Used for spreading cost of events for my kids.

Used for spreading cost of events for my kids. Easy to use Reviewed on: 7th July 2026

A user of many years

I've used Paypal for many years, probably since the beginning. I tend to stay clear of online stores that do not offer it Reviewed on: 7th July 2026

Good app with a lot options for credits

Easy to use, I like the option to pay in 3 monthly payment on purchases over 100£ Reviewed on: 7th July 2026

Excellent

PayPal is an excellent service and when I did have trouble with a transaction the customer service team were fantastic. Reviewed on: 7th July 2026

PayPal is reliable

Excellent service nothing to complain Reviewed on: 7th July 2026

Very good service.

Very good service. Fast and reliable. Reviewed on: 7th July 2026

Always prompt and to the point and thier customer se...

Always prompt and to the point and thier customer service is exceptional. Reviewed on: 7th July 2026

Secure seemless transactions

Very secure transactions seemless I feel confident that my money is secure Reviewed on: 7th July 2026

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