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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177145)

Good customer service, and was easy to set up card t...

5
Good customer service, and was easy to set up card to use Paypal credit Reviewed on: 6th July 2026

Very helpful that you can pay in 4 .

5
Very helpful that you can pay in 4 . It’s helpful for big house projects, thank you so much PayPal , Reviewed on: 6th July 2026

Just the ease of everything , never any problems .

5
Just the ease of everything , never any problems . Reviewed on: 6th July 2026

No particular issues beyond sometimes finding the pa...

4
No particular issues beyond sometimes finding the payment a little confusing Reviewed on: 6th July 2026

It’s been great easy to use very handy

5
It’s been great easy to use very handy Reviewed on: 6th July 2026

Secure with safeguards. A trusted brand winner.

5
A secure service, with safeguards for the user. Simple to use, lots of options re payment methods and credit. Send money and receive it in seconds with the reassurance of a trusted brand winner. Reviewed on: 6th July 2026

..Second to no none

5
Communication brilliant definitely best way to make payment with confidence Reviewed on: 6th July 2026

Easy to use

5
It’s a very simple app, I’ve used it for many years Reviewed on: 6th July 2026

It’s so easy to spread the cost over 3 .

5
It’s so easy to spread the cost over 3 . I use that facility all the time. It’s more convenient for me to purchase products via this method Reviewed on: 6th July 2026

Overall excellent.

5
Overall excellent. Every interaction with PayPal is great. They provide real piece of mind and protection. Reviewed on: 6th July 2026

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