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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106581 reviews)

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4.90

Based on 106,581 reviews, last reviewed 13th May 2026

2571550% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very easy to use Very easy to use, excellent for 0% interest over 4 months Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106581)

The app is easy to use/ navigate around too see exac...

The app is easy to use/ navigate around too see exactly what’s being spent and due dates for payments Reviewed on: 25th April 2026

Always a great service.

Always a great service. Easy to use and always a good experince. Reviewed on: 25th April 2026

Great service, always feel secure using PayPal

Great service, always feel secure using PayPal Reviewed on: 25th April 2026

Satisfied with Paypal services.

Satisfied with Paypal services. Especially the paypal credit card Reviewed on: 25th April 2026

Joanne M

I have been a PayPal customer for some time and have never experienced any issues whatsoever. Excellent service and good financial benefits. Easy to use the app and great detailed statements Reviewed on: 25th April 2026

Easy payments, good communication.

Easy payments, good communication. The PayPal credit is a bonus Reviewed on: 25th April 2026

PayPal is my preferred payment platform just because...

PayPal is my preferred payment platform just because of how simple and flexible it is, especially as I go a card fo an account and can pay with 1 tap Reviewed on: 25th April 2026

Paypal credit

It's the easiest way to be able to get what you can't afford, with the payment plans, I wouldn't be able to get what I want without paypal so thank you Reviewed on: 25th April 2026

Paypal Review

I have used PayPal for many years with no issues. I find it the most secure way to make payments Reviewed on: 25th April 2026

Everyone is paid on time with my confidence

Everyone is paid on time with my confidence Reviewed on: 25th April 2026

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