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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Perfect and very good Serbia

Thank you for your service—everything from translations to loans. I really like it and recommend it. Reviewed on: 7th July 2026

PayPal are excellent until you have an issue.

PayPal are excellent until you have an issue. Then things get complicated. Reviewed on: 7th July 2026

Easy to use

Its an easy and simple to use service. Clear it what it states and offers many benefits. Reviewed on: 7th July 2026

Excellent service, very easy to use I will highly re...

Excellent service, very easy to use I will highly recommend Reviewed on: 7th July 2026

Everything ran smoothly, notifications were very hel...

Everything ran smoothly, notifications were very helpful here each payment Reviewed on: 7th July 2026

Brilliant 10/10 polite staff and very helpful ck t...

Brilliant 10/10 polite staff and very helpful ck t resolve any ideas with the product or with the seller not refunding your owed monies Reviewed on: 7th July 2026

Excellent choice

Overall, PayPal offers speed, convenience, and strong protection, making it an excellent choice for safe online payments and quick money transfers. Reviewed on: 7th July 2026

Generally a good credit card but the Interest is a b...

Generally a good credit card but the Interest is a bit high Reviewed on: 7th July 2026

It is easy to use and super helpful for a quick chec...

It is easy to use and super helpful for a quick checkout experience. Having offers for 0% interest on certain spends is also great. Reviewed on: 7th July 2026

Reliable, easy to access and manage.

Reliable, easy to access and manage. Reviewed on: 7th July 2026

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