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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,546 reviews, last reviewed 13th May 2026
2570000% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing experience with friendly interface. Amazing experience with friendly interface. No fee on pay in 3 which is not matched by anyone. Reviewed on: 13th May 2026
Hafiz T's avatar
Hafiz T

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106546)

Good options to pay always follow disputes with reta...

5
Good options to pay always follow disputes with retailer Reviewed on: 25th April 2026
Nick 's avatar
Nick

Excellent customer service and support from the staff.

5
Excellent customer service and support from the staff. Reviewed on: 25th April 2026
Shadreck 's avatar
Shadreck

Easy, smooth and straightforward

5
Easy, smooth and straightforward Reviewed on: 25th April 2026
Mo's avatar
Mo

Easy to use without the Jargon send email with no fu...

5
Easy to use without the Jargon send email with no fuss great service. Reviewed on: 25th April 2026
Russell S's avatar
Russell S

The flexibility to pay over time interest free for t...

5
The flexibility to pay over time interest free for the bigger purchases. The ease of the process. And the customer service has always came to my aide if needed Reviewed on: 25th April 2026
Stephen s's avatar
Stephen s

Helpful and good

5
Very helpful PayPal Credit is basically a revolving line of credit built into your PayPal account (and now also available as a Mastercard you can use anywhere).  • Typical APR: ~23.9% variable  • 0% interest for 4 months on purchases £99+ (if paid on time)  • No annual fee  Reviewed on: 25th April 2026
Jan's avatar
Jan

PayPal is easy to use.

5
PayPal is easy to use. Very convenient, many different options at my fingertips at all times. Never had any issues. Reviewed on: 25th April 2026
Liva 's avatar
Liva

So easy to setup

5
So easy to setup compared to other lenders. Reviewed on: 25th April 2026
Samantha B's avatar
Samantha B

Paypal is a much safer way to pay for products bough...

5
Paypal is a much safer way to pay for products bought on the web. Reviewed on: 25th April 2026
Fiona Kyte's avatar
Fiona Kyte

I use PP most of my on line shopping as I trust it.

5
I use PP most of my on line shopping as I trust it. I know I will have support if needed which gives me confidence Reviewed on: 25th April 2026
Nellyb's avatar
Nellyb

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