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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177054 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177065)

So far so good, great way of making payments for you...

So far so good, great way of making payments for your purchases Reviewed on: 6th July 2026

I am fully confident to pay via PayPal

I am fully confident to pay via PayPal Reviewed on: 6th July 2026

Physical credit card

I applied for a physical card and it was delivered when I was advise it was going to be delivered and I also received email confirmation of the delivery day. Reviewed on: 6th July 2026

So useful, try PayPal Credit for yourself

I have found PayPal Credit useful, particularly when unexpected bills/money needs to be spent. The pay back Offers are extremely helpful in such instances and are quick and easy to arrange. A big plus. Reviewed on: 6th July 2026

Really easy to use and feel safe when purchasing and...

Really easy to use and feel safe when purchasing and transferring money Reviewed on: 6th July 2026

Protected with PayPal

Feels more protected than using debit card to pay especially knowing I can contact PayPal to step in if something goes wrong Reviewed on: 6th July 2026

Fast and Effortless

Since I have opened my PayPal account I have not encountered any problem at all. If I do have any query it was resolved in a timely manner. Reviewed on: 6th July 2026

I have been with PayPal for a number of years.

I have been with PayPal for a number of years. No issues and impeccable service. Reviewed on: 6th July 2026

Reliable and easy payment Service

I have been using PayPal for about 8 years now and never had any problems, it’s reliable, safe and easy way for payments. Reviewed on: 6th July 2026

always helpful to be able to pay either in instalmen...

always helpful to be able to pay either in instalments or pay later all without interest Reviewed on: 6th July 2026

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