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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Superb service

Superb service, Thankyou for all the years of servic Reviewed on: 7th July 2026

Safety at your fingertips

Great way to purchase online with PayPal credit - you get peace of mind knowing your transaction is secure and if anything goes wrong PayPal always there to help you sort. Been using PayPal for a number of years now and have never had cause to complain Reviewed on: 7th July 2026

I’ve never had a problem with PayPal - trusted and f...

I’ve never had a problem with PayPal - trusted and fast. Reviewed on: 7th July 2026

PayPal is easy to use.

PayPal is easy to use. Can be used in most places and never had a problem when neeeing to speak with customers service. Reviewed on: 7th July 2026

I use paypal for around 10 years now, never had any...

I use paypal for around 10 years now, never had any problems! Reviewed on: 7th July 2026

Extremely easy to pay this way ,good way to pay with...

Extremely easy to pay this way ,good way to pay with a interest free option for goods Reviewed on: 7th July 2026

I trust PayPal!

I trust PayPal and always use it as my preferred online payment method. It gives much more protection if there is a problem than if I just used a credit or debit card. I appreciate the pay-in-3 interest free option too. Reviewed on: 7th July 2026

Easy to use, brilliant.

Easy to use, brilliant. Had PayPal for many years. Reviewed on: 7th July 2026

All experiences have been great, easy repayments

All experiences have been great, easy repayments Reviewed on: 7th July 2026

Great service

Great service always available to contact Reviewed on: 7th July 2026

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