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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177030)

Excellent customer service!

5
Excellent customer service! 10/10 Reviewed on: 6th July 2026

Very good

5
Очень удобно платить без комиссии на 3 платежа Reviewed on: 6th July 2026

Excellent

5
Very reasonable, good experience and reliable Reviewed on: 6th July 2026

It is what it is.

4
It is what it is. Not fancy not over the top just good Reviewed on: 6th July 2026

Simple, Easy, Safe

5
Really easy to use, safety and protection of Paypal. It was also really easy to add to my account. Flexible in many ways to use as well Reviewed on: 6th July 2026

Good communication, no hidden surprises.

5
Good communication, no hidden surprises. PayPal widely accepted across lots of retailers. Reviewed on: 6th July 2026

Long time PayPal user and happy

5
I have been using PayPal for a very long time, from the days of big computer monitor days until now. I like the pay in 3 and the 4 months interest free deals. It really helps me plan and budget better especially if pay day is far away or I need to stretch my income a little further. I never miss my payments and I believe that's why PayPal accept when I try to pay using PayPal. Reviewed on: 6th July 2026

First class service Top notch

5
Top notch service from wonderful company Reviewed on: 6th July 2026

Great System , quality app and excellent customer se...

5
Great System , quality app and excellent customer services Reviewed on: 6th July 2026

Honestly I haven’t used another money service and pr...

5
Honestly I haven’t used another money service and probably won’t in the future either. This is a great service and when I have had issues, i get quick easy advice and help with what I need. They are amazing and I wouldn’t go anywhere else! Reviewed on: 6th July 2026

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