Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106480 reviews)

View other PayPal products

4.90

Based on 106,480 reviews, last reviewed 13th May 2026

2566950% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent customer service always happy to help and... Excellent customer service always happy to help and the app is clear and easy Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (106480)

I’m able to purchase goods/ services knowing I have...

I’m able to purchase goods/ services knowing I have backup when I need it. Gives me peace of mind and takes the hassle out of dealing with awkward sellers- I have had several recent purchases where I had to raise a complaint as items were poor quality and company tried to wriggle out of refunded as advertised but PayPal stepped in and I got my money back Reviewed on: 25th April 2026

Always use PayPal gives you piece of mind great serv...

Always use PayPal gives you piece of mind great service Reviewed on: 25th April 2026

Excellent

Excellent really easy to use and up front about how everything works. Very reliable service too. Reviewed on: 25th April 2026

Top Notch Customer Service!

I have been a customer of PayPal and used their services for many years and cannot fault them for anything they have provided. top class product with top class customer service. Reviewed on: 25th April 2026

Very professional, quick solution

Very professional, quick solution Reviewed on: 25th April 2026

Book holiday with PayPal credit

Few times I booked holiday with Paypal credit and paid up to 4 months without any APR thanks Paypal team Reviewed on: 25th April 2026

Perfect online partner

Paypal credit is very useful and so easy to access it and use it. I never worrt when i use Paypal credit as payment because i know everything is taken care. Reviewed on: 25th April 2026

Secure and protected

Easy to use and is very secure against purchasing scams online Reviewed on: 25th April 2026

Great payment platform

Great payment offerings. Very easy to use. Reviewed on: 25th April 2026

Statement always confuses me .

Statement always confuses me . Never clear. Reviewed on: 25th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Very Account
from Shop Direct 4.35 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 50494 reviews
Payments
from PayPal 4.91 from 3715 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub