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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Perfect quick and easy to access everthing explained...

Perfect quick and easy to access everthing explained just Perfect Reviewed on: 7th July 2026

Had help at handpay pal for years always ready to help

Had pay pal for years always ready to help Reviewed on: 7th July 2026

A financial gem !

A very good service that helps you spread the cost of items over 3 or 4 months . A great help financially. . Reviewed on: 7th July 2026

When needed, support is excellent.

When needed, support is excellent. Team members are all very knowledgeable. Reviewed on: 7th July 2026

Paypal credit.

I needed an item and paypal credit was such an easy experience,and being able to spread the cost meant it didn't effect my monthly outgoings much. Reviewed on: 7th July 2026

Always had a great financial relationship with PayPa...

Always had a great financial relationship with PayPal even in the harder times always been easy to know what’s needed to deal with my account. Reviewed on: 7th July 2026

never had an issue

Been using PayPal for years and never had an issue Reviewed on: 7th July 2026

Easy to use and wealth trying it

Easy to use and wealth trying it Reviewed on: 7th July 2026

Very pleased with everything

Always great customer service never have a problem ringing Reviewed on: 7th July 2026

Easy & convenient

Easy and convenient to help spread payments Reviewed on: 7th July 2026

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