Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 106,421 reviews, last reviewed 13th May 2026
2564200% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent experience always fast and reliable Excellent experience always fast and reliable Reviewed on: 13th May 2026
Freddie's avatar
Freddie

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (106421)

PayPal easy and practical

5
PayPal is so convenient and easy to use, it’s very easy to navigate through the app and the buy now, pay in 3 instalments is a great feature. Reviewed on: 24th April 2026

Best service

5
Best service from any credit services Reviewed on: 24th April 2026

Pay Pal is the best service, credit card I ever had!

5
Pay Pal is the best service, credit card I ever had! easy to buy, easy to make payments Reviewed on: 24th April 2026

Always acting professionally. AWESOME

5
Always acting professionally Awesome , I will be glad to recommend to family and friends . Reviewed on: 24th April 2026

It is awesome and easy to spend and shop online

5
It is awesome and easy to spend and shop online Reviewed on: 24th April 2026

Very good service.

5
Very good service. Using all the time. Reviewed on: 24th April 2026

PayPal is very easy to use plus its reliable

5
PayPal is very easy to use plus its reliable Reviewed on: 24th April 2026

I used the PayPal credit 0% interest for 4 months to...

5
I used the PayPal credit 0% interest for 4 months to purchase some gig tickets and it really helped me to spread the cost over a few months with it being near Christmas time. Reviewed on: 24th April 2026

I've been a PayPal customer for over 15 years

5
I've been a PayPal customer for over 20 years plus minus and I can't complain the services great customer service is exceptionally good and I am very happy customer. Reviewed on: 24th April 2026

Good well done

4
Good overall. Well on time money adjustment Reviewed on: 24th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review