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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

The service is quick and easy to use.

The service is quick and easy to use. It is more convenient than using a credit card linked to a bank for small one off purchases. Reviewed on: 7th July 2026

Easy and safe

Very clear to see where funds are and lots of good options on how to spend where protected Reviewed on: 7th July 2026

Every element of the services I’ve received from Pay...

Every element of the services I’ve received from PayPal has been first class. Reviewed on: 7th July 2026

Great customer service

Never had a problem with the customer service so far. Always helped me when I needed help. Reviewed on: 7th July 2026

Overall a good experience.

Overall a good experience. Overall a good experience. Reviewed on: 7th July 2026

Very easy to setup would recommend for anyone needin...

Very easy to setup would recommend for anyone needing secure online payment Reviewed on: 7th July 2026

Simple and easy to use.

Simple and easy to use. The app is easy to check everything and I made overpayments as well. Reviewed on: 7th July 2026

Easy to use, and a great option to have while shoppi...

Easy to use, and a great option to have while shopping online. Reviewed on: 7th July 2026

My PayPal

Easy to use without any problems my overall experience has been brilliant Reviewed on: 7th July 2026

Been using the credit and payment feature for years.

Been using the credit and payment feature for years. Easy to use, easy to progress and easy to pay. Makes budgeting straight forward and enables access to things otherwise off limits. Whenever I’ve had a problem, I’ve called and had it immediately rectified but problems have only been one or two over 10 years or more. Wouldn’t use any other service. Reviewed on: 7th July 2026

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