Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176972 reviews)

View other PayPal products

4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (176983)

Well worth investigating

Extremely flexible, easy to understand, superb value for money - has quickly become my go-to resource Reviewed on: 6th July 2026

Using paypal for years and its getting better

Using paypal for years and its getting better Reviewed on: 6th July 2026

paypal credit is great

Paypal Credit is a good option as it lets you buy now pay later with 0% interest for 4 months on some purchases Reviewed on: 6th July 2026

The overall customer service was excellent, from the...

The overall customer service was excellent, from the start to the end. Reviewed on: 6th July 2026

Good review

Geeat thank you, helpful and easy to use and easy to navigate Reviewed on: 6th July 2026

It ok but I usually use Klarna as it’s easy at the p...

It ok but I usually use Klarna as it’s easy at the purchase point. Reviewed on: 6th July 2026

Easy great feedback and support.

Easy great feedback and support. Encouraging to keep to their side of banking whilst giving you great deals Reviewed on: 6th July 2026

Easy and simple to use and very convenient with big...

Easy and simple to use and very convenient with big purchases Reviewed on: 6th July 2026

PayPal credit easy to apply decision in seconds

PayPal credit easy to apply decision in seconds Reviewed on: 6th July 2026

Excellent

Always easy to.purchase easy website use lots of options to make payments Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98308 reviews
Payments
from PayPal 4.71 from 3847 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub