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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,375 reviews, last reviewed 13th May 2026
2561950% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good fast happy with the service Good fast happy with the service Reviewed on: 13th May 2026
David 's avatar
David

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106375)

I'm using Paypal over 12 years now.

5
I'm using Paypal over 12 years now. Most of the online purchase goes through here and anytime I had problem they solved it as quick as possible Reviewed on: 24th April 2026
Anonymous's avatar
Anonymous

Very helpful fantastic service.

5
Very helpful fantastic service.More than happy with there service. Reviewed on: 24th April 2026
Julie Axelrod's avatar
Julie Axelrod

Easy to set up pay in 3

5
Easy to set up ‘pay in 3’ simple efficient and a convenient way to pay for any occasion. Reviewed on: 24th April 2026
Paul B's avatar
Paul B

Seamless and easy to use.

5
I use PayPal seamlessly in my day to day. It's easy and convenient. Reviewed on: 24th April 2026
Jake S's avatar
Jake S

A genuinely helpful quality product!

5
I've honestly had a very straightforward and satisfying experience with PayPal since I joined a few years ago. It's extremely easy to use, and it has been most helpful to me - being able to purchase those not cheap white goods, and to spread the cost, usually at 12%. Satisfied client! Reviewed on: 24th April 2026
Guy P's avatar
Guy P

Paypal never give me trouble when paying.

5
Paypal never give me trouble when paying. Very easy to use. No palava at all. Excellent service Reviewed on: 24th April 2026
Lazaro J's avatar
Lazaro J

It’s an excellent service to use for payments

4
It’s an excellent service to use for payments and if you get paid via it it’s very user friendly to withdraw to your card. The app is helpful to have. The only downside is payments can sometimes fail even with direct debit set up so I always make sure to pay manually which takes awhile to show on the account but does work. And the customer service could be a little more helpful and user friendly Reviewed on: 24th April 2026
Meraxes's avatar
Meraxes

I always prefer to use paypal where possible.

5
I always prefer to use paypal where possible. Safe and reliable Reviewed on: 24th April 2026
Claire T's avatar
Claire T

Great provider

5
Easy to use. I phoned customer service and they were very helpful and polite. Reviewed on: 24th April 2026
MS S's avatar
MS S

Absolutely brilliant to work with I have had no issu...

5
Absolutely brilliant to work with I have had no issues with anything Reviewed on: 24th April 2026
Fiona Taylor's avatar
Fiona Taylor

Review PayPal: PayPal Credit now

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