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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

When I need help financially paypal is always there!

When I need help financially paypal is always there! I feel safe paying anywhere there is a paypal sign. I have been customer of paypal for many years now and finally we are being rewarded for our loyalty. Reviewed on: 7th July 2026

Great support

I am always very pleased with PayPal Reviewed on: 7th July 2026

PayPal is easy to use and clear.

PayPal is easy to use and clear. The pay in 3 option is really useful. Reviewed on: 7th July 2026

I have had only good experiences with PayPal and wou...

I have had only good experiences with PayPal and would recommend to any of my friends. The app is easy to use and see what is owed and when to pay by. The process to make a payment is easy and quick. Reviewed on: 7th July 2026

Amazing option for payment, very convenient to split...

Amazing option for payment, very convenient to split payment into 4 Reviewed on: 7th July 2026

Easy to use and manage - accepted on most sites I ne...

Easy to use and manage - accepted on most sites I need to use Reviewed on: 7th July 2026

I have been using PayPal since the day it started.

I have been using PayPal since the day it started. Any issues I have had with sellers have been speedily rectified with PayPal. Reviewed on: 7th July 2026

PayPal credit service

Excellent service at all times, no issues. The pay in 3 months installments with 0% interest is invaluable Reviewed on: 7th July 2026

Absolutely lv PayPal especially the pay 3 it's so e...

Absolutely lv PayPal especially the pay 3 it's so easy and let's me spread the cost to affordability great.. Reviewed on: 7th July 2026

Thank you Paypal credit for being my biggest support...

Thank you Paypal credit for being my biggest support in difficult times. I am very grateful to have your card in my pocket. Reviewed on: 7th July 2026

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