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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177186 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177196)

Great/ easy to use.

Great/ easy to use. Reliable and simple to understand Reviewed on: 6th July 2026

Been with PayPal for years they’re great

Been with PayPal for years they’re great Reviewed on: 6th July 2026

So far very good, really like the flexibility

So far very good, really like the flexibility Reviewed on: 6th July 2026

Easy to use and convenient.

PayPal pay in three can be useful for spreading the cost of larger purchases - easy to use and convenient. Reviewed on: 6th July 2026

Its pretty ok overall

Its pretty good and has allowed me ro get things when im short on money its also easy to use and isnt at all the worst crefit system ive used before as it keeps things easy to use and consise though i am aware that paypal itself has pug limits in things which is frustarsting as people should be able to buy and sell without any restictions bar illegal goods Reviewed on: 6th July 2026

Lifesaver

Easy to use and been a life saver at times Reviewed on: 6th July 2026

Fabulous and prompt service

It was so easy to use PayPal Credit. Money came in immediately, repayments were clear and everything was just smooth. Reviewed on: 6th July 2026

Using PayPal for couple of years and no issues at all.

Using PayPal for couple of years and no issues at all. Reviewed on: 6th July 2026

Highly recommend.

I never had any issues. All things are good, I really enjoy using PayPal and i never had any complains. It is the only app of this type that I use. I don't even know another app that would be so useful. Highly recommend. Reviewed on: 6th July 2026

Good experience.

Good experience. Straightforward application and administration with quick turnaround. Can be used flexibly within the limit. Professional service minimum fuss. Reviewed on: 6th July 2026

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