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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177207 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177207)

Never I had a problem with PayPal.

Never I had a problem with PayPal. Reviewed on: 6th July 2026

Quick easy to use, good credit and payment plan

Quick easy to use, good credit and payment plan Reviewed on: 6th July 2026

Lovely easy

Lovely. Easy application. My only niggle is the APR Reviewed on: 6th July 2026

Good reminder for payment hides bank details

Good reminder for payment hides bank details Reviewed on: 6th July 2026

A reliable, flexible way to pay.

A reliable, flexible way to pay. Easy to use and easy to track on my app. I can also use PayPal Credit with my phone Reviewed on: 6th July 2026

Excellent Customer Service

I have had no more than two issues since joining Paypal over 2 years ago, and they have both been resolved at the heighest of my expectation. Reviewed on: 6th July 2026

Paypal is my best friend.

I have been using Paypal credit and love it, its easy and everywhere , Makes my life worth living as I can continually shop and pay gradually , its brilliant and everybody in the world should be using it. Reviewed on: 6th July 2026

Great service, never have any issues and easy to use.

Great service, never have any issues and easy to use. Reviewed on: 6th July 2026

I use PayPal most of the time because everything is...

I use PayPal most of the time because everything is transparent. Reviewed on: 6th July 2026

I like the confidence to pay with no worries

I like the confidence to pay with no worries Reviewed on: 6th July 2026

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