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PayPal: PayPal Credit reviews

4.90
Based on 106,659 reviews, last reviewed 14th May 2026
2575200% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I feel secure with PayPal, and it offers a range of... I feel secure with PayPal, and it offers a range of payment and credit options that help spread costs. Reviewed on: 14th May 2026
Mark Sansom's avatar
Mark Sansom

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (106659)

PayPal app very easy to use, provide offers to boost...

5
PayPal app very easy to use, provide offers to boost your PayPal points - very happy Reviewed on: 25th April 2026

Very sympathetic to one’s needs when problems arise.

5
Very sympathetic to one’s needs when problems arise. Reviewed on: 25th April 2026

always there ready to help.

5
when i have been short on cash and ive seen a bargain that cant be missed i know i can rely on paypal credit.It is also a real benefit that i can pay back in three. Reviewed on: 25th April 2026

Pay in 3 is the best thing, I use it on a constant b...

5
Pay in 3 is the best thing, I use it on a constant basis. Now the paypal credit card has become avaliable it is a great addition. Reviewed on: 25th April 2026

Excellent

5
Be good to have, it helped me when setting up my business Reviewed on: 25th April 2026

I have always been happy with Paypal.

5
I have always been happy with Paypal. Great Customer Service Reviewed on: 25th April 2026

Brilliant every time!

5
Brilliant every time! Great customer service and never anything to complain about! Highly recommend. Been a customer for 10 years now and will continue to be for the future Reviewed on: 25th April 2026

Always come in handy when needed

5
Always come in handy when needed Reviewed on: 25th April 2026

Excellent service and would definitely recommend

5
Excellent service and would definitely recommend Reviewed on: 25th April 2026

Fast and convenient

5
Simple app and very flexible payment options that meet my needs Reviewed on: 25th April 2026

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