Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177208 reviews)

View other PayPal products

4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (177211)

Paypal recommended

I have been using PayPal for a number of years. I live the wase of use and the different options to pay. I feel secure that if there is a problem with a purchase that I have full back up, using PayPal. I would highly recommend PayPal to anyone. It's a fantastic service and app very easy to navigate. Reviewed on: 6th July 2026

I’ve had a great experience using PayPal Credit.

I’ve had a great experience using PayPal Credit. It’s easy to use, the application process was straightforward, and managing my payments has been simple. It’s been a convenient and reliable way to spread the cost of purchases. I’d happily recommend it. Reviewed on: 6th July 2026

PayPal generally makes me feel safer when I shop onl...

PayPal generally makes me feel safer when I shop online due to them looking after their customers!!!! Reviewed on: 6th July 2026

good, one issue I had with Uber which I was cle...

Very good, one issue I had with Uber which I was clearly in the right and I hope that PayPal would have stood up for me they you didn’t Reviewed on: 6th July 2026

Super helpful and quick method for sending money x

Super helpful and quick method for sending money x Reviewed on: 6th July 2026

Excellent customer experience

PayPal Retail Finance provides an excellent and straightforward finance solution that makes purchases more accessible and manageable. The application process is quick, easy to understand, and offers fast decisions, allowing customers to complete their purchases with minimal hassle. PayPal Retail Finance provides an excellent and straightforward finance solution that makes purchases more accessible and manageable. The application process is quick, easy to understand, and offers fast decisions, allowing customers to complete their purchases with minimal hassle. Reviewed on: 6th July 2026

PayPal makes retail finance seamless with Pay in 3/4...

PayPal makes retail finance seamless with Pay in 3/4, flexible credit options, and instant checkout. Widely accepted, secure, and user-friendly. A game-changer for shoppers and retailers alike. Truly the best in the business Reviewed on: 6th July 2026

I've had an excellent experience with PayPal Credit.

I've had an excellent experience with PayPal Credit. It's been incredibly convenient, easy to use, and gives me the flexibility to spread the cost of purchases when I need to. The application process was straightforward, managing my account is simple, and payments are easy to keep track of. I also appreciate the added confidence of using PayPal when shopping online. It's a reliable service that has made managing my finances much easier, and I wouldn't hesitate to recommend it to anyone looking for a flexible payment option. Reviewed on: 6th July 2026

I have never encountered any issues.

I have never encountered any issues. Reviewed on: 6th July 2026

Great! Love PayPal

Great! I always use PayPal and PayPal credit for larger purchases Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Payments
from PayPal 4.71 from 3847 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98483 reviews
Payments
from PayPal 4.71 from 3847 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub