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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177214)

Great service for buying anything and pay less

5
Great service for buying anything and pay less Reviewed on: 6th July 2026

I’m enjoying to use PayPal.

5
I’m enjoying to use PayPal. I’m enjoying to use PayPal. Reviewed on: 6th July 2026

PayPal is simple and easy to use

5
PayPal is simple and easy to use Reviewed on: 6th July 2026

Great for Flexible Payments

5
PayPal Credit has been easy to use and makes it convenient to spread out larger purchases. The application process was straightforward, payments are simple to manage through the PayPal app, and I like having the option to pay over time when needed. Just be sure to understand the promotional financing terms and make payments on time to avoid interest. Overall, it’s been a reliable payment option for me. Reviewed on: 6th July 2026

Honest PayPal review

5
Never had a problem gives safety when ordering Reviewed on: 6th July 2026

PayPal is top class

5
Always great customer service with an amazing app and easy to follow guidance Reviewed on: 6th July 2026

The easiest way to pay and be paid.

5
The easiest way to pay and be paid. PayPal credit has been really helpful when needed Reviewed on: 6th July 2026

Great service.

5
Great service. Easy to use and feel safer using PayPal to pay online Reviewed on: 6th July 2026

Easy way to pay and secure too as purchases secure a...

5
Easy way to pay and secure too as purchases secure and help us given when needed so it's been good for me thanks payoal Reviewed on: 6th July 2026

Pay in 3 is great. .

5
Great when you can pay over 3 or use your PayPal credit. Ive bought loads of things on the pay in 3. . It helps with your credit score. Loads of places to use paypal credit Reviewed on: 6th July 2026

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