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PayPal: PayPal Credit reviews

4.90
Based on 106,665 reviews, last reviewed 14th May 2026
2575450% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very simple to understand overall ve... Easy to use and very simple to understand overall ver good Reviewed on: 14th May 2026
James b's avatar
James b

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (106665)

Enjoyed the ease of using paypal and gaining points...

5
Enjoyed the ease of using paypal and gaining points for money off Reviewed on: 25th April 2026

Safest way to shop on line

5
Easy to use and confidence it is safe. No messing Reviewed on: 25th April 2026

PayPal is straightforward and easy to use

5
PayPal is straightforward and easy to use Reviewed on: 25th April 2026

Works perfectly for me.

5
Works perfectly for me. Easy with no dramas. Reviewed on: 25th April 2026

Paypal is great to use

5
I have been using PayPal for years and have always had a good experience,can't think of any downside to be honest .easy to use and good app. Many options to use . Reviewed on: 25th April 2026

Very happy for Paypal credit service , it s very hel...

5
Very happy for Paypal credit service , it s very helpful. Reviewed on: 25th April 2026

I have been using PAYPAL for many years and I always...

5
I have been using PAYPAL for many years and I always get a premium service, highly recommended for convenience and products available to purchase. Reviewed on: 25th April 2026

Amazing, easy to work app and always helpful

5
Amazing, easy to work app and always helpful Reviewed on: 25th April 2026

It’s nice and easy to use. And helpful on your budget.

5
It’s nice and easy to use. The option to pay back the credit in four months with 0% interest is great. Reviewed on: 25th April 2026

Great service, easy to use and handy when needed

5
Great service, easy to use and handy when needed Reviewed on: 25th April 2026

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