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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

PayPal is a great way to pay

PayPal is so simple to use and can be used in most shopping experiences. There is no fuss and it is quick and easy to navigate. Reviewed on: 7th July 2026

Great customer service.

Great customer service. Safe and secure way to shop. I had an issue with a purchase and they sorted my refund out quickly. Reviewed on: 7th July 2026

I’ve never had a problem with PayPal always helpful

If I’ve ever had a problem with PayPal, I’m straight on the phone and they get it sorted within 24 hours. They’ve always been an excellent service. Reviewed on: 7th July 2026

Very efficient and convenient service

Very efficient and convenient service Reviewed on: 7th July 2026

Good for budgeting

Good for budgeting - there for you when needed Reviewed on: 7th July 2026

Great service.

Great service. Pay later or in installments helps with big purchases. Customer service friendly and helpful. Reviewed on: 7th July 2026

Great app, Paypal credit allows me to buy stuff even...

Great app, Paypal credit allows me to buy stuff even when I’m not able to buy full price. Been using Paypal for over 10 years now and it never let me down! Reviewed on: 7th July 2026

I use PayPal because it’s safe and secure with flexi...

I use PayPal because it’s safe and secure with flexible payment options. Reviewed on: 7th July 2026

Living on a budget.

PayPal let's you make purchases that are more affordable to pay back either over time or the pay in 3 option, which is an absolute life saver in some situations. If you live on a budget from month to month then I highly recommend PayPal. Reviewed on: 7th July 2026

Fab service

Had no problems been using for years Reviewed on: 7th July 2026

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