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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,669 reviews, last reviewed 14th May 2026
2575650% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up Easy to set up and clear instructions Reviewed on: 14th May 2026
Alec D's avatar
Alec D

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106669)

All finance should be as easy and convenient as this

5
All finance should be as easy and convenient as this Reviewed on: 25th April 2026
Rob P's avatar
Rob P

Pay Pal is a real friend.

5
Quick and efficient service with everything. Very clear instructions, quick answers and action. Reviewed on: 25th April 2026
Veronica Cother's avatar
Veronica Cother

Easy to use, easy to make a payment.

5
Easy to use, easy to make a payment. I would recommend to friends without hesitation. Reviewed on: 25th April 2026
Elaine L's avatar
Elaine L

No buyer protection anymore

1
Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so no buyer protection so now I have to pay off the amount in PayPal which they are charging me interest on once paid off will be closing my account as don't feel like it's safe anymore to use PayPal Reviewed on: 25th April 2026
Michael K's avatar
Michael K

It's my goto choice ..

5
It's my goto choice when making a purchase gives me piece of mind that I have great backup Reviewed on: 25th April 2026
BB's avatar
BB

Helpful and sort my issue with a payment problem

5
Helpful and sort my issue with a payment problem Reviewed on: 25th April 2026
Ian W's avatar
Ian W

I use PayPal to pay when I don't need to setup an ac...

5
I use PayPal to pay when I don't need to setup an account on every website I buy from. Can use PayPal in 3 if that's useful. It's secure. And on the couplevof occasions I've had issues with something I've bought, they have resolved it and I've got refunds. Win win all round. Best way to pay for lots of things. Reviewed on: 25th April 2026
Yvonne H's avatar
Yvonne H

Simple credit to use with most retailers

5
Simple credit to use with most retailers Reviewed on: 25th April 2026
Matt 's avatar
Matt

Excellent straight forward banking

5
Excellent straight forward banking Reviewed on: 25th April 2026
Martin M's avatar
Martin M

PayPal makes life easier!

5
PayPal makes life easier when it comes to receiving money & making payments. Reviewed on: 25th April 2026
Andy Hails's avatar
Andy Hails

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