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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Very easy and straightforward feel very confident wh...

Very easy and straightforward feel very confident when purchasing goods with PayPal and can choose how to pay Reviewed on: 7th July 2026

Fantastic service nothing a problem

Fantastic service nothing a problem Reviewed on: 7th July 2026

As a single mum working full time the budget is tigh...

As a single mum working full time the budget is tight month to month .Paypal credit has allowed me to still have the little extras which would be unaffordable for me to pay in one go ,but spread across a number of months instead helps things feel more manageable and not break the bank. Reviewed on: 7th July 2026

Paypal review

A great site and easy to use, Customer service are very helpful Reviewed on: 7th July 2026

Use it quite often and find it great, easy to work w...

Use it quite often and find it great, easy to work with and pay off and very convenient Reviewed on: 7th July 2026

Lots of flexibility offered and with the new credit...

Lots of flexibility offered and with the new credit card, you really can pay anywhere, Reviewed on: 7th July 2026

I really like paypal I am using almost for everythin...

I really like paypal I am using almost for everything to pay whenever is an option Reviewed on: 7th July 2026

Makes life easy

I have used PayPal for many years. And it’s been one of the only trusted ways to pay for things online. PayPal credit has been an important source for me to pay for expensive items. Made affordable by paying over time. Making my life better! Reviewed on: 7th July 2026

a lot of extra benefits when using PayPal.

a lot of extra benefits when using PayPal. Safe and secure way to pay. Reviewed on: 7th July 2026

I have used PayPal for many years now and always buy...

I have used PayPal for many years now and always buy through PayPal as I know my money is safe.I have had a few issues over the years with scam companies and PayPal have sorted out for me on the spot without any quibbles Reviewed on: 7th July 2026

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