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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177218 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177226)

If not already tried PayPal credit then give it a go.

If not already tried PayPal credit then give it a go.To me it’s the convince of PayPal credit paying for items and having the option over 4 months, and to pay back which is great, and for me it’s better then a credit card if you pay back on time in full amount there is zero interest, where as a credit card you have to make the full payment back with in the month or over a Period of time which is were the banks make money on you, and to be honest this is were PayPal has the edge on credit cards but make sure you make the payment on time to avoid any charges Reviewed on: 6th July 2026

I find using my pay pal credit card extremely useful.

I find using my pay pal credit card extremely useful. I often use the three monthly method of paying. Reviewed on: 6th July 2026

Never had any issues. Fab to help with purchases.

Never had any issues. Now with interest free for 4 months or pay over 3 months has made a huge difference to me. I can buy stuff I need and no credit card bills racking up. Allows me to safey purcahse a d spread cost just that little bit. And now points too.. Have the insuramce of.Paypal behind your purchases gives me more faith in what I buy too. Xx Reviewed on: 6th July 2026

Very easy and helpful.

Very easy and helpful. I recommend people to use pay pal. Reviewed on: 6th July 2026

Customer service has always address my issues urgently

Customer service has always address my issues urgently Reviewed on: 6th July 2026

PayPal Credit

PayPal Credit is a convenient way to spread the cost of purchases, especially when promotional interest-free offers are available. The application process is quick, and it's easy to use anywhere PayPal is accepted. However, if you don't pay off the balance before promotional periods end or only make minimum payments, interest charges can be high. It's best suited for people who can manage repayments responsibly. Reviewed on: 6th July 2026

Great Credit provider

Never had an issue using PayPal. Customer Service is excellent and is there for me if I have problems with my purchases Reviewed on: 6th July 2026

always good and buyers protection is excellent

always good and buyers protection is excellent Reviewed on: 6th July 2026

Great Services

I have used them for many years and always had a great experience. Reviewed on: 6th July 2026

I’ve had a great experience using PayPal Credit.

I’ve had a great experience using PayPal Credit. The application process was quick and straightforward, and it’s been a convenient way to spread the cost of larger purchases. The online account management is easy to use, payments are simple to make, and I appreciate the flexibility it offers. Customer service has been helpful whenever I’ve needed assistance. Overall, it’s a reliable and convenient credit option that I would happily recommend. Reviewed on: 6th July 2026

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