Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,672 reviews, last reviewed 14th May 2026
2575800% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing experience, never had any issues with paypal. Amazing experience, never had any issues with paypal. They've even helped me out when my purchased never showed up. Were more than happy to help and g... Read more Reviewed on: 14th May 2026
Joseph R's avatar
Joseph R

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (106672)

Clear options and good app to manage payments etc

5
Clear options and good app to manage payments etc Reviewed on: 25th April 2026
M B's avatar
M B

It is effortless, quick, efficient and most of all I...

5
It is effortless, quick, efficient and most of all I feel safe using PayPal for financial transactions. Reviewed on: 25th April 2026
Gail R's avatar
Gail R

Easy manageable credit with easy ways to make paymen...

5
Easy manageable credit with easy ways to make payments and multiple credit options like Pay in 3 or interest free periods promotions. There is also the option to have a virtual or physical card for your account. Reviewed on: 25th April 2026
Craig X's avatar
Craig X

Any problem i have encountered has been dealt with s...

5
Any problem i have encountered has been dealt with strait away Reviewed on: 25th April 2026
Edward 's avatar
Edward

Good communication and easy transactions.

5
Good communication and easy transactions. Reviewed on: 25th April 2026
Janine S's avatar
Janine S

2Easy to use

5
Easy to use across many platforms Reviewed on: 25th April 2026
Linda B's avatar
Linda B

Safe and reliable

5
Easy to use and lots of options to choose from. Safe and reliable Reviewed on: 25th April 2026
Casey's avatar
Casey

and website easy to navigate and service good

5
Good service and easy to use....Website clear and concise Reviewed on: 25th April 2026
cheryl's avatar
cheryl

Easy, simple and cost effective.

5
Easy, simple and cost effective. What is there not to like? The app is great, the interest rates offered are top notch and the customer support is excellent should you ever need to contact them. I'd use paypal for everything if I could. Reviewed on: 25th April 2026
Mike J's avatar
Mike J

Useful and easy to use.

5
Useful and easy to use. I do recommend and I'm very happy it is constantly improving Reviewed on: 25th April 2026
Adrianna's avatar
Adrianna

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill