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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Very easy to use and keep track how your monthly exp...

Very easy to use and keep track how your monthly expense is going !! Reviewed on: 7th July 2026

The best GOAT

Great service and good for protection for ur money Reviewed on: 7th July 2026

Easy to use.

Easy to use. Feel safer user paypal than my bank cards. Always have the PayPal back up if something isn't received that you don't get with a bank card. Reviewed on: 7th July 2026

Really easy to use, resolved an issue I had really q...

Really easy to use, resolved an issue I had really quickly. Reviewed on: 7th July 2026

.customer relationship

. Good customer service,very prompt when raised a concern . Reviewed on: 7th July 2026

Smooth and easy transactions and options to spread t...

Smooth and easy transactions and options to spread the cost interest free which is a good. Reviewed on: 7th July 2026

Excellent service.

Excellent service. Excellent communication. Always prompt with payments reminders and refunds. Reviewed on: 7th July 2026

Easy and simple process with the added bonus of zero...

Easy and simple process with the added bonus of zero financial strain. Being able to pay in small instalments means I can buy items i need without worrying about the financial burden. Reviewed on: 7th July 2026

ive only ever needed it once, but when I did, it was...

ive only ever needed it once, but when I did, it was great Reviewed on: 7th July 2026

Very easy to use and effectivea.

Very easy to use and effective. Would recommend yo family and friends .ccccccccçccccccccccccccccccciiiiiiiiiiiiiiiiiiijjjiiiiuuùjjjuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuu Reviewed on: 7th July 2026

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