Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177228 reviews)

View other PayPal products

4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (177244)

I love it so easy customer service are...

I love it so easy customer service are excellent Reviewed on: 6th July 2026

Love using PayPal, however recently had my pay in th...

Love using PayPal, however recently had my pay in three stopped with no explanation- the online chat cannot resolve Reviewed on: 6th July 2026

Easy to use and to keep track of spending with vario...

Easy to use and to keep track of spending with various options such as pay later, pay in 3 etc. Reviewed on: 6th July 2026

Easy to use and great customer service

Easy to use and great customer service Reviewed on: 6th July 2026

Good service and communication.

Good service and communication. I have been able to use PayPal credit to make purchases in a secure way with various payment options Reviewed on: 6th July 2026

Trustworthy and reliable company

After many years of using PayPal I think that I feel very comfortable, safe, and mostly reassured that what every transaction I make using PayPal I will. Not be scammed or lied to through false representation of a product and if I should find I have, I raise a dispute and PayPal assist me all the way in getting a refund or the company and myself arrange an applicable agreement that suits both parties Reviewed on: 6th July 2026

Super easy to get love using the credit and payment...

Super easy to get love using the credit and payment planns Reviewed on: 6th July 2026

Easy access with 4months 0% interest

Quick easy access with a reasonable rate of interest. Could not be more appreciative of the 4 months free interest and definitely comes in handy! Paypal itself works out what should be payed off first to avoid extra charges. Reviewed on: 6th July 2026

Excellent experience, so simple to use and customer...

Excellent experience, so simple to use and customer service second to none Reviewed on: 6th July 2026

Product not as described.

I’ve had to contact PayPal regarding a purchase and the service was most impressive. I could not find a fault if I tried to. Efficient, polite, informative 10/10.lssue Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Payments
from PayPal 4.71 from 3847 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98502 reviews
Payments
from PayPal 4.71 from 3847 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub