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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,676 reviews, last reviewed 14th May 2026
2576000% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I think the credit card is really good and also the... I think the credit card is really good and also the new point system is amazing. Reviewed on: 14th May 2026
Umar 's avatar
Umar

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106676)

I am happy with everything, for all this function an...

5
I am happy with everything, for all this function and quick payments. Reviewed on: 25th April 2026
Inna T's avatar
Inna T

Great product and customer service

5
Great product and customer service Reviewed on: 25th April 2026
Kamil's avatar
Kamil

.happy shoper. thanks

5
i have never had a problem with paypal and when it comes to refund,s have never had a problem to can use on ton,s of applications to make a payment. Reviewed on: 25th April 2026
roy h's avatar
roy h

Sterling service

5
Telephone customer service is always excellent. I am a pensioners on a fixed income with a tight budget. Whenever l ring pp with a query the response from the agent always is polite and helpful I will always use paypal for any of my purchases online as l have every confidence in their security. Reviewed on: 25th April 2026
Penelope Davey 's avatar
Penelope Davey

Paypal helps me keep my spending in check

5
I feel safe using PayPal. The app is very clear showing me what I have spent, I know where I am with my money . Reviewed on: 25th April 2026
Ali 's avatar
Ali

I think paypal 24 months 0% interest is then best th...

5
I think paypal 24 months 0% interest is then best thing on the market today its so easy to set up and very flexible makes getting big purchases so much easier Reviewed on: 25th April 2026
Ben Ives's avatar
Ben Ives

I have found PayPal Credit to be a very convenient.

5
I have found PayPal Credit to be a very convenient and straightforward way to manage purchases. The process is simple to use, and everything is clearly laid out, which makes it easy to keep track of spending and repayments. What stands out most is how manageable it feels. There is no unnecessary complexity, and it integrates smoothly with purchases, making transactions quick and hassle-free. Overall, my experience has been very positive, and I would recommend it to anyone looking for an easy-to-use payment option. Reviewed on: 25th April 2026
Michelle DDM's avatar
Michelle DDM

I’ve used PayPal credit really flexibly for the past...

5
I’ve used PayPal credit really flexibly for the past few months and I think it’s a brilliant digital platform Reviewed on: 25th April 2026
Greg R's avatar
Greg R

Very easy, convenient and great for those special pu...

5
Very easy, convenient and great for those special purchases that you may not be able to afford upfront Reviewed on: 25th April 2026
Jean 's avatar
Jean

PayPal is one of the most convenient and secure onli...

5
PayPal is one of the most convenient and secure online payment methods available. It’s very easy to use, and transactions are processed quickly, making it a great option for international payments. The only downside is that the fees can sometimes be a bit high, but overall it’s a reliable and practical service. Reviewed on: 25th April 2026
Tannaz 's avatar
Tannaz

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