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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Love the fact I can have a virtual card for...

Love the fact I can have a virtual card for purchases Reviewed on: 7th July 2026

Very helpful to spread payments

Very helpful to spread payments and now with credit card even easier for non PayPal sites/shops Reviewed on: 7th July 2026

The best app

The best app and easy to proceed Reviewed on: 7th July 2026

Title: Excellent service and very helpful

Title: Excellent service and very helpful Review: I have had a very good experience with PayPal Credit. It is easy to use, reliable, and helpful when managing payments. I am very happy with the service and would recommend it to others. Reviewed on: 7th July 2026

Always feels safe using pay pal if I have had a prob...

Always feels safe using pay pal if I have had a problem its sorted very quick Reviewed on: 7th July 2026

Always quick and simple

Always quick and simple and easy to navigate and because I’m set up I can get 0% there and then helping me to spread the cost for no extra Reviewed on: 7th July 2026

Easy to use , friendly customer service if needed !

Easy to use , friendly customer service if needed ! Reviewed on: 7th July 2026

Great PayPal credit

Great to have PayPal credit in my back pocket for when the occasion comes up Reviewed on: 7th July 2026

PayPal is the best and easy way to pay!

PayPal is the best way to pay! Paying for goods is easy and stress free, and if you have a problem with an order, PayPal deals with it for you. The credit is amazing, and I especially like the reminders that payment is due otherwise I would forget! Reviewed on: 7th July 2026

Trusted service

Excellent service when an account of mine was hacked. PayPal noticed and the money was returned with ease. Reviewed on: 7th July 2026

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