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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177291)

Overview

5
fast and correct administration. Reviewed on: 6th July 2026

PayPal credit is brilliant.

5
PayPal credit is very easy to use. Great tips and tricks. Easy to see breakdown and great ways to spilt money and help with costs. Available anywhere with the card or virtually online. Very smart app and easy to find your way around. Reviewed on: 6th July 2026

Excellent service .

5
Excellent service . Never had any problems with my account Reviewed on: 6th July 2026

I have had a very positive experience

5
I have had a very positive experience Reviewed on: 6th July 2026

I was able to pay for my gas cooker with four intere...

5
I was able to pay for my gas cooker with four interest free payments, very helpful in this financial climate. Reviewed on: 6th July 2026

Good safe wat to pay .

5
Good safe wat to pay .. interest free pay in 3 also helps Reviewed on: 6th July 2026

Never had any problems.

5
Never had any problems. Always smooth and simple transactions Reviewed on: 6th July 2026

It’s ok don’t want to write more

4
It’s ok don’t want to write more Reviewed on: 6th July 2026

I have used PayPal for a long time and have always f...

5
I have used PayPal for a long time and have always found it useful and easy to use Reviewed on: 6th July 2026

Never had an issue!

5
Never had an issue! App works great and pay in 3 is handy when juggling finances! Reviewed on: 6th July 2026

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