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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,686 reviews, last reviewed 14th May 2026
2576400% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use simple and very safe and secure Easy to use simple and very safe and secure Reviewed on: 14th May 2026
Lin Dre's avatar
Lin Dre

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106686)

Thanks PayPal

5
PayPal gave me a credit card when no other bank would as I work part time. It helps when you're a parent Reviewed on: 25th April 2026
Anonymous's avatar
Anonymous

Very good as always, do me shopping with Paypal

5
Very good as always, do me shopping with Paypal Reviewed on: 25th April 2026
Betty Boo's avatar
Betty Boo

Easy to apply for pay in 3 and low repayments

5
Easy to apply for pay in 3 and payments on paypal credit are low. Reviewed on: 25th April 2026
Stuart Bennie's avatar
Stuart Bennie

Great flexible products with excellent service

5
Superb customer service whenever I’ve needed to speak to a member of the team. Reviewed on: 25th April 2026
Stuart L's avatar
Stuart L

Very good , I suggested to everyone

5
Very good , I suggested to everyone Reviewed on: 25th April 2026
Ehsan Nk's avatar
Ehsan Nk

Top tier service

5
Top tier service and easy acess to online assistance Reviewed on: 25th April 2026
Luke B's avatar
Luke B

Excellent secured and customer services qurantee

5
Secured and bought with confidence Reviewed on: 25th April 2026
Abena Steidle's avatar
Abena Steidle

easy to apply for and use,problems are solved quite...

5
easy to apply for and use,problems are solved quite quickly with ease,payments can be structured and paid for over 3 to 4 months for free,or you can apply for a debit card and pay via your own account.Also now you get a points reward for real money just for doing what you go anyway. Reviewed on: 25th April 2026
stuart j's avatar
stuart j

It's seamless, easy to use and helps you manage payment

5
It's seamless, easy to use and helps you manage payment Reviewed on: 25th April 2026
simon b's avatar
simon b

Easy to apply and provided money when I needed

5
It was easy to apply and provided money when I needed it. Can't rate the experience any higher! Thankyou PayPal. Reviewed on: 25th April 2026
Benjamin F's avatar
Benjamin F

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