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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Very easy to use fast to resolve any issues great wa...

Very easy to use fast to resolve any issues great way to make rewards on purchases Reviewed on: 7th July 2026

Paypal gives me good credit options.

Paypal gives me good credit options. Reviewed on: 7th July 2026

PayPal credit - excellent

I've used PayPal credit for just over a year - very easy to use and no issues. Reviewed on: 7th July 2026

PayPal ensures your purchase and money are safe

PayPal ensures your purchase and money are safe under their watch. Using PayPal gives you peace of mind when buying on the net. No need to save for that more expensive item you can use their pay in three or interest free credit for free Reviewed on: 7th July 2026

reassurance and results

any issues /with reference to purchases and general worries have always been resolved amicably ....polite and reasuring assistance Reviewed on: 7th July 2026

PayPal credit is easy and convenient to use.

PayPal credit is easy and convenient to use. Clear transactions on website. Reviewed on: 7th July 2026

Easy to use

Used once with no issues. Easy process accepted by many consumers Reviewed on: 7th July 2026

Great customer service, I only like to use my PayPal...

Great customer service, I only like to use my PayPal credit card confidently online and this is only card my prefer using it because I know that my money is protected and the details a well. By using this card you personal details are hidden so have to get worry about the card what kind of website is it. Reviewed on: 7th July 2026

Great and simple

Simple and straightforward, great service. Reviewed on: 7th July 2026

I've had a great experience using PayPal.

I've had a great experience using PayPal. It's easy to navigate and makes payments across different platforms quick and convenient. I also appreciate their customer protection policies, which give me confidence when shopping online, and the updates they provide on discounts from different services. One of the biggest benefits for me was PayPal Credit. It gave my husband and me the opportunity to complete our degree programme by allowing us enough time to pay back what we borrowed. We sincerely don't think we would have achieved such a significant milestone together without PayPal Credit. I'm very grateful for the support it provided. Reviewed on: 7th July 2026

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