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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Excellent all rounder!

I have had excellent customer service with PayPal, with a couple of queries that were dealt with quickly and easily. Equally, PayPal Credit is always a great option when making a purchase. With a variety of options for making your payments. There’s also interest free payment options too, plus the PayPal guarantee.. Reviewed on: 7th July 2026

I'm incredibly pleased with PayPal's services!

I'm incredibly pleased with PayPal's services! The flexibility to pay for items with the 3-month, 0% interest option is a lifesaver. I've been a loyal user for years and will definitely continue using them. Reviewed on: 7th July 2026

PayPal have been part of my life for years and with...

PayPal have been part of my life for years and with the protection they offer it’s always my go to for purchases. Reviewed on: 7th July 2026

I’ve been using PayPal for a long time now.

I’ve been using PayPal for a long time now. It’s simple to use and recognised form of payment Reviewed on: 7th July 2026

Reliable and safe

Reliable and safe always trustworthy Reviewed on: 7th July 2026

Easy to apply for and great communication regards pa...

Easy to apply for and great communication regards payments Reviewed on: 7th July 2026

A good way to manage your money

Easy way to spread your payments at no extra cost Reviewed on: 7th July 2026

Reliable efficient service , reminders consistent ,...

Reliable efficient service , reminders consistent , makes shopping online secure, refunds easy to manage Reviewed on: 7th July 2026

Very happy

Great way to breakdown purchases Reviewed on: 7th July 2026

Excellent

Excellent service, good value low apr Reviewed on: 7th July 2026

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