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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Help receiving a refund

I recently had an issue trying to get a refund for something through the supplie. I paid the deposit through PayPal and contacted them for some advice and within a few hours the refund was back in my account. Very impressed eith the help and service. Thank you Reviewed on: 7th July 2026

Easy to manage

Clear and easy to manage, good support when needed Reviewed on: 7th July 2026

very good service and ease of administration

very good service and ease of administration Reviewed on: 7th July 2026

So easy and very safe and secure to use.

So easy and very safe and secure to use. Highly recommend. Reviewed on: 7th July 2026

I used my PayPal account for most of my online purch...

I used my PayPal account for most of my online purchases because I know if the company doesn’t have PayPal they are not legit Reviewed on: 7th July 2026

Safe and secure

I use PayPal with some regularity, mainly to make a fast, easy and secure payment. Knowing my purchases have some kind of protection gives me confidence to make these purchases. Reviewed on: 7th July 2026

Payment options

Easy to use great payment options Reviewed on: 7th July 2026

Great service

Excellent for spreading purchases over time Reviewed on: 7th July 2026

They make life easy for people like myself

They make life easy for people like myself Reviewed on: 7th July 2026

To be avoided

Fast application process but hight interest money . Reviewed on: 7th July 2026

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