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PayPal: PayPal Credit reviews

4.90
Based on 106,798 reviews, last reviewed 14th May 2026
2581650% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe with your money PayPal is an excellent way of paying online. I feel safe paying with PayPal. Reviewed on: 14th May 2026
Raymond W's avatar
Raymond W

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (106798)

feel safe using the service

5
Does what it’s supposed to and feel safe using the service Reviewed on: 25th April 2026

Best is none other than PayPay.

5
It is good to know that there are real good, genuine people behind PayPay. People who are available 24hours for their clientele. Reviewed on: 25th April 2026

They give good financial options if you can’t afford...

5
They give good financial options if you can’t afford to pay for things in full which makes you feel at ease Reviewed on: 25th April 2026

PayPal the best

5
Very easy to use with the option of spreading the cost Reviewed on: 25th April 2026

Safe & reliable

5
Always felt safe and secure using PayPal and really appreciate the different ways to pay without extra charges Reviewed on: 25th April 2026

Overall great, ive been greatful for the help this a...

5
Overall great, ive been greatful for the help this app has given me and there’s no stress paying what I’ve borrowed back. Reviewed on: 25th April 2026

Love it's accessibility and different ways to pay

5
Love it's accessibility and different ways to pay Reviewed on: 25th April 2026

PayPal Refund. No hassle

5
I received a full refund from PayPal for a coat that never arrived. No hassle. Explain my case and they fully understood.. The A+ Reviewed on: 25th April 2026

Good service and quick response to all questions

5
Good service and quick response to all questions Reviewed on: 25th April 2026

Innovative, uncomplicated to use and so helpful to j...

5
Innovative, uncomplicated to use and so helpful to juggle finances in my daily life. Reviewed on: 25th April 2026

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