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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Easy to use

Efficient and safe. Easy to use. Reviewed on: 7th July 2026

I've been using PayPal for years.

I've been using PayPal for years. It's nice to know I can purchase online and use the PayPal credit or pay in 3 months. It takes the stress out of buying gifts. You can use PayPal on almost everything. Its even better know they offer a PayPal virtual credit card to use in stores. PayPal app is easy to use and navigate. Applying for PayPal was quick and easy to do. Reviewed on: 7th July 2026

Smooth and trouble free experience using PayPal Credit.

Smooth and trouble free experience using PayPal Credit. Great app. Haven't had any issues at all, recommended! Reviewed on: 7th July 2026

It was very useful when we struggled with money.

It was very useful when we struggled with money. Pay in 3 no interest Reviewed on: 7th July 2026

Flexible and user friendly

I’ve used PayPal for many years and find their services flexible and user friendly with great communication. Reviewed on: 7th July 2026

PayPal is always flexible and safe.

PayPal is always flexible and easy to use and safe when buying securely Reviewed on: 7th July 2026

Very good from beginning to end.

Very good from beginning to end. I find credit easy to access Reviewed on: 7th July 2026

When I see PayPal logo I feel safe to proceed

When I see PayPal logo I feel safe to proceed with payment. PayPal credit helped to purchase what I need without thinking about sudden financial burden by using their intrest free payment options. I will definitely go ahead using it and recommending others to use it. Thank you for your fantastic services Reviewed on: 7th July 2026

Excellent service

It's been a seamless process, no drama and well automated system making transactions more efficient. Reviewed on: 7th July 2026

Great app to use, easy and super secure

Great app to use, easy and super secure Reviewed on: 7th July 2026

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