Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,845 reviews, last reviewed 14th May 2026
2583700% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal are provide an excellent customer service. PayPal are provide an excellent customer service. They are extremely helpful. Always use PayPal as I know I’m protected when making any purchase. Reviewed on: 14th May 2026
Kim P's avatar
Kim P

Latest lowest rating:

2

Poor Dispute Handling Rejected a fairly clear cut claim which the financial ombudsman quickly overturned. Each time I disputed the rejection the phone staff seemed amazed b... Read more Reviewed on: 14th May 2026
Lemoner's avatar
Lemoner
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (106845)

Easy to purchase and spread your larger purchases an...

5
Easy to purchase and spread your larger purchases and allows you to pay extra to reduce the length of the repayments Reviewed on: 25th April 2026
Barry W's avatar
Barry W

Never had a problem with PayPal credit.

5
Never had a problem with PayPal credit. Very easy to use and to keep on top of payments Reviewed on: 25th April 2026
Rebecca F's avatar
Rebecca F

PayPal provides seamless transactions

5
PayPal provides seamless transactions Reviewed on: 25th April 2026
Ben's avatar
Ben

Very secure and friendly app experience

5
Very secure and friendly app experience Reviewed on: 25th April 2026
Eric C's avatar
Eric C

Excellent service and prompt reply to any inquiry.

5
Excellent service and prompt reply to any inquiry. Reviewed on: 25th April 2026
Salvo's avatar
Salvo

Using PayPal is so easy and convenient I am able to...

5
Using PayPal is so easy and convenient I am able to purchase without stress knowing I can choose interest free for months or spread costs so much better than credit card . Reviewed on: 25th April 2026
Sue's avatar
Sue

It's easy to use as it takes the money straight from...

5
It's easy to use as it takes the money straight from my bank. Which allows point collecting so easy Reviewed on: 25th April 2026
Trippy's avatar
Trippy

PayPal Credit Recommendation & Personal Experience

5
I've used PayPal credit a handful of times, like with PayIn3 and PayPal Credit. I love the flexibility it has, especially with 0% interest in PayIn3 and Paypal Credit (if selected for 12m). Can pay it off whenever, and is very easy to apply for. Reviewed on: 25th April 2026
Mustafa's avatar
Mustafa

It's been very easy to use PayPal

5
It's been very easy to use my PayPal credit card and pay it off, never had a problem since being with them! Reviewed on: 25th April 2026
Carter's avatar
Carter

Safe and quick feedback

5
Safe and quick good service easy to use and access information Reviewed on: 25th April 2026
Debbie 's avatar
Debbie

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill