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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106893 reviews)

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4.90

Based on 106,893 reviews, last reviewed 14th May 2026

2585850% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

My experiences have been generally good My experiences have been generally good, particularly once when I had an issue customer service were really helpful. I do think comms could be better,... Read more Reviewed on: 14th May 2026

Latest lowest rating:

2

Poor Dispute Handling Rejected a fairly clear cut claim which the financial ombudsman quickly overturned. Each time I disputed the rejection the phone staff seemed amazed b... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106893)

I like the flexibility and how quickly is using PayP...

I like the flexibility and how quickly is using PayPal credit compare to standard credit card Reviewed on: 25th April 2026

Always solved any customer problems I have had regar...

Always solved any customer problems I have had regarding unsatisfactory goods. Always act in a speedy and efficient manner. Reviewed on: 25th April 2026

Always there when needed.

Always there when needed. Never experienced any issues when paying with PayPal and also offer a pay in 3 with no interest added. Reviewed on: 25th April 2026

Great way to pay

Great way to pay for goods with peace of mind Reviewed on: 25th April 2026

Love paypal always feel secure making purchases

Love paypal always feel secure making purchases Reviewed on: 25th April 2026

It’s been 12/13 years I’m using PayPal account, it’s...

It’s been 12/13 years I’m using PayPal account, it’s really good.. Reviewed on: 25th April 2026

Excellent online payment

Always use PayPal for my online purchases. Gives me added security , and excellent response times to any queries I might encounter. Reviewed on: 25th April 2026

Great app

Paypal is good to spread the cost for the things you love and want Reviewed on: 25th April 2026

Good option if you need to spread a payment

Good option if you need to spread a payment Reviewed on: 25th April 2026

Easy and trustworthy, I love the mobile app and easy...

Easy and trustworthy, I love the mobile app and easy to navigate around. Reviewed on: 25th April 2026

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