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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

I used it often in past.

Well, I use it often in past. The pay in three option is a really good way of splitting costs up. Reviewed on: 7th July 2026

Good credit provider

I've had no issues. Easy to set up. Reviewed on: 7th July 2026

Very good service and able to use on most purchases.

Very good service and able to use on most purchases. Also very easy when you need to send money. Reviewed on: 7th July 2026

I love PayPal, so easy to use and I know I am protec...

I love PayPal, so easy to use and I know I am protected. Reviewed on: 7th July 2026

Quick and easy to use.

Quick and easy to use never had a problem with it before. Reviewed on: 7th July 2026

Easy to use within the app and no pressure

Easy to use within the app and no pressure Reviewed on: 7th July 2026

Never had any issues, I prefer not to have a physica...

Never had any issues, I prefer not to have a physical card Reviewed on: 7th July 2026

Easy to use at checkout

I find PayPal easy to use at checkout especially when apple pay is being used on some websites. Reviewed on: 7th July 2026

I contacted PayPal when I didn’t receive my order th...

I contacted PayPal when I didn’t receive my order that I paid for with PayPal and they looked into it for me and issued a refund within 2 hours of my contact with them. It’s been a pleasure for me to have been using PayPal for many years now it is secure and trustworthy. Reviewed on: 7th July 2026

Peace of Mind

Such an easy & peace of mind way to pay for items, always quick & straightforward Reviewed on: 7th July 2026

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