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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177647 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177656)

Made my life so much easier

I don't need my card, I have PayPal to fall to when shipping Reviewed on: 7th July 2026

Great experience with PayPal Credit.

Great experience with PayPal Credit. Easy to use, simple to manage, and very convenient for spreading the cost of purchases. Reliable service and highly recommended. Reviewed on: 7th July 2026

Great credit card .

Great credit card . Easy to use and flexible payment plan Reviewed on: 7th July 2026

Its alright, often use it when shopping online

Its alright, often use it when shopping online Reviewed on: 7th July 2026

A very easy smooth way of paying for product

A very easy smooth way of paying for product Reviewed on: 7th July 2026

I’ve been using PayPal for years and it is seamless...

I’ve been using PayPal for years and it is seamless with every provider I have bought stuff through and to send and recieve money between friends is always so smooth Reviewed on: 7th July 2026

Convenient for spreading the c.ost

Paypal credit allows me to conveniently spread the cost of an item over a period that suits me, and I have the option to pay no interest fees on certain payment terms. Reviewed on: 7th July 2026

Great for giving you extra time to pay.

Great for paying for stuff any option open from immediately to 4 months interest free. The only thing I don’t like is depending on the time of day you pay it doesn’t show as pending so your not sure if you have paid it or not. Reviewed on: 7th July 2026

Simple, reliable and easy to manage

I’ve used PayPal Credit for last few years now and found it very straightforward. Applying was quick with a clear decision, and linking it to my PayPal account makes checking balances and making payments effortless. The interest-free periods are useful for larger purchases, and I appreciate the clear breakdown of fees and repayment terms. Customer support has also been helpful when I had questions. Great flexible credit option. Reviewed on: 7th July 2026

Very easy application and easy to use.

Very easy application and easy to use. Found the process no stress at all Reviewed on: 7th July 2026

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